Stephen Short
Executive Branch Manager
San Diego Christian College
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
Stephen was so incredibly attentive, professional, experienced and friendly. He handled every aspect of this process in an expeditious manner. I would highly recommend him and Ladera to all of my friends.
way off on time for appraisal, cost of appraisal, total cost of the loan and timing of a close.
Very concise process to refinance. Also, Stephen was very accessible - either answering calls or returning calls very promptly. Far exceeded experiences we have had with previous lenders.
Stephen made the whole process clear and concise. He went through varies scenerio to make the refinance work for us. He is very responsive and walked us through step by step.
It was such a smooth and quick transaction. We couldn't have had a better experience. Everything went perfect. Thank you so much Lader
Stephen was so communicative. He called with updates every step of the way, even multiple times a day to ensure we always knew what was happening with our refinance application and if any action was needed. He was kind, knowledgeable and helpful....
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Stephen kept me updated of all the process. He communicate with me on personal level but very professional. He texted, emailed or call me how ever fit the moment. I would recommend him to anyone that need his services.
The customer service was exceptional! The return texts, emails and phone calls never left me guessing where we were at during the process! Stephen understood our goal and got us the best case scenario for us. We plan to make 6 on time payments...
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It was fast and easy. The portal sometimes wasn't accurate but other than that... Stephen always got back to me quickly and answered my questions. When I was confused, he did take the time to explain terms and timelines to me. I'm sure it can...
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The process was very smooth and Stephen made himself available whenever we had questions.
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About
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process with full l transparency and efficiency. I have built a strong foundation of loyal clients and a trusted brand within our community. My goal is to provide each client the highest level of service as well as get you into the most advantageous product that fits your unique scenario.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Purchase
Refi
Non QM
HELOC/Home equity loan
Bank statement
Hard Money
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Education
- San Diego Christian CollegeCommunicationsBachelor of Applied Arts (BAA)
Positions
- West Capital Lending - Branch ManagerFeb 4th, 2025 - Current
- CMA Financial Group - Mortgage BrokerFeb 1st, 2023 - Feb 1st, 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2019
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls # 1884862 CA, WA, OR, AZ
Hobbies
- Sports
- Music
- Ministry
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
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