

Stephen Short
Executive Branch Manager


San Diego Christian College
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Stephen made us feel that getting our loan funded was his #1 goal. He responded quickly to every question and challenge with advice, expertise, and empathy. Our circumstances made this a long process, but we always felt that Stephen was engaged...
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Reply from Stephen Short
November 7th, 2025 03:49 PM
Thank you so much for the kind words. I am so happy we were able to help you guys get this loan funded!
Stephen is very professional. Helped me and explained fully each step. He went the extra mile to make sure my needs were met and I had the best loan for my needs. I would use him again in the future and recommend friends or family. Working...
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Reply from Stephen Short
April 25th, 2025 04:15 PM
I enjoyed working with you. Thanks for the great feedback.
Steve was great he walked us through the whole process and would get back to us promptly whenever there was an issue we had to maneuver through.
SSSStephen
Stephen made the process easy and simple. He took the time to listen and find the best fit for for me. He never gave up stayed in constant communication. Truly a great asset. Thank you so much
Everything just went so smoothly, a couple of small glitches (not his fault) but he straightened everything out quickly
Stephen was always quick to respond to calls, texts, and email even outside of regular business hours. He took the time to thoroughly answer all our questions throughout the process---and we had many! He was as always courteous and professional...
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Everything was prepared quickly and accurately. Paperwork was explained in plain language which made it much easier to learn the process.
I appreciated Steven Short's approach to my inquiries into getting a loan. He sent some brief overall information by text. He did not bombard me with phone calls. Unlike some other companies. When I called him he gave me great information and...
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Stephen answered every question I had, he was very knowledgeable, and he also picked up the phone anytime I called him!
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About
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process with full l transparency and efficiency. I have built a strong foundation of loyal clients and a trusted brand within our community. My goal is to provide each client the highest level of service as well as get you into the most advantageous product that fits your unique scenario.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Purchase
Refi
Non QM
HELOC/Home equity loan
Bank statement
Hard Money
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Education
- San Diego Christian CollegeCommunicationsBachelor of Applied Arts (BAA)

Positions
- West Capital Lending - Branch ManagerFeb 4th, 2025 - Current
- CMA Financial Group - Mortgage BrokerFeb 1st, 2023 - Feb 1st, 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2019
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls # 1884862 CA, WA, OR, AZ
Hobbies
- Sports
- Music
- Ministry
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
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