

Stephen Short
Executive Branch Manager


San Diego Christian College
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
Excellent communication .
Stephen Short was very professional. He made it a point to keep in close touch with me throughout the whole process of refinancing my home, walking me through the paper work explaining everything in detail. That was very helpful for me. It...
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Stephen was great, he was very helpful and pleasant, it was a pleasure working with him.
Very helpful during the loan process. No pressure, everything explained, very positive experience.
Wonderful to work with and quick to respond.
The communications during the process which kept me thoroughly apprised of the status of my loan.
The customer service its great thank you
Steve always answered my calls or called right back. He was good about explaining things to us and he had no problem going the extra mile . Really appreciate everything. Thank you.
Stephen was knowledgeable, readily available and quick to respond. Stayed on top of the refinance and closed fairly quickly. He provided excellent customer service. The only thing I would advise against is catching clients off guard by turning...
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Stephen kept us u to date all stages of the process with texts and phone calls. Closing was seamless and the entire process was less that 3 week.s Great job. Thanks Stephen.
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About
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process with full l transparency and efficiency. I have built a strong foundation of loyal clients and a trusted brand within our community. My goal is to provide each client the highest level of service as well as get you into the most advantageous product that fits your unique scenario.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Purchase
Refi
Non QM
HELOC/Home equity loan
Bank statement
Hard Money
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Education
- San Diego Christian CollegeCommunicationsBachelor of Applied Arts (BAA)

Positions
- West Capital Lending - Branch ManagerFeb 4th, 2025 - Current
- CMA Financial Group - Mortgage BrokerFeb 1st, 2023 - Feb 1st, 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2019
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls # 1884862 CA, WA, OR, AZ
Hobbies
- Sports
- Music
- Ministry
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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