Stephen Short
Executive Branch Manager
San Diego Christian College
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Stephen was great, his follow up and knowledge helped me get the funding I needed in the time frame promised . Thank you
Stephen was very helpful, attentive, and accessible from the get go! He was very clear in communicating with us about our situation, explaining options, how and what he could do to assist us with our needs. Stephen did a great job finding a...
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Very good,professional
I was able to secure a home equity line from an investment home in Orange county ( with 1,100,000.00) equity) and after dealing with differents rejections from lenders and banks ?I was able to explained mi situation to him and he then have...
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Reply from Stephen Short
November 7th, 2025 03:55 PM
Thank you for the kind words. It was a pleasure working with you. Look forward to the next one!
Stephen reviewed and discussed options and what made more sense in my current situation... excellent communication throughout every step iof the process.
Reply from Stephen Short
November 7th, 2025 03:55 PM
Thank you for the great review. I am super appreciative!
Stephen was very responsive and helpful throughout the entire process.
Stephen and the West Capital team were a pleasure to work with and they put a lot of effort in to ensure that we were able to close timely
Reply from Stephen Short
November 7th, 2025 03:55 PM
Thank you for the kind words! Look forward to helping you lower the payment in the future.
Stephen's diligent work and updates on my application. Answers every calls I make and responds to my messages promptly.
Reply from Stephen Short
May 9th, 2025 04:06 PM
Thank you Ruben. It was a pleasure working with you!
Fast and painless
I liked having a real person to communicate with. Also he didn't annoy me like other people who reached out countless times.
Reply from Stephen Short
March 12th, 2025 03:57 PM
Thanks for for the great review! It was a pleasure working with you.
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About
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process with full l transparency and efficiency. I have built a strong foundation of loyal clients and a trusted brand within our community. My goal is to provide each client the highest level of service as well as get you into the most advantageous product that fits your unique scenario.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Purchase
Refi
Non QM
HELOC/Home equity loan
Bank statement
Hard Money
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Education
- San Diego Christian CollegeCommunicationsBachelor of Applied Arts (BAA)
Positions
- West Capital Lending - Branch ManagerFeb 4th, 2025 - Current
- CMA Financial Group - Mortgage BrokerFeb 1st, 2023 - Feb 1st, 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2019
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls # 1884862 CA, WA, OR, AZ
Hobbies
- Sports
- Music
- Ministry
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
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