

Stephen Short
Executive Branch Manager


San Diego Christian College
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
He helped and advised me through this process to make it go smoothly.
Reply from Stephen Short
May 27th, 2026 03:56 PM
Thank you for the review!
Great to work with! Quick communication, responsive, and very professional throughout the process.
Reply from Stephen Short
May 27th, 2026 03:57 PM
Thank you Luda, it was a pleasure working with you!
Stephen was very patient with my deliberating
Reply from Stephen Short
May 27th, 2026 03:57 PM
Thank you Kevin for making the process so easy for me!
Great service and very knowledgeable
Reply from Stephen Short
May 27th, 2026 03:57 PM
Thank you Scott! Look forward to working with you in the future.
Stephen provided prompt and clear communication, and we were able to close with a tight timeline.
Stephen was great to work with. Kept us up to speed on all aspects of the loan and made this a nice and smooth experience. Will definitely recommend Stephen to get the job done. Thanks for everything.
Reply from Stephen Short
April 27th, 2026 03:41 PM
It was great working with you. Thanks again for putting your trust in us.
Easy to follow instructions.
Reply from Stephen Short
May 27th, 2026 04:02 PM
Thank you for the good review!
Stephen is so efficient in his work. The ID verification process was a little bit tricky but in general the process is very easy.
Reply from Stephen Short
April 12th, 2026 05:06 PM
Thank you Alberto! I t was a pleasure working with you. Congrats on your new home purchase.
Good quick communication amd follow up.
It was quick no paperwork upload
Reply from Stephen Short
April 12th, 2026 05:06 PM
Thank you so much for the good review. It was a pleasure working with you!
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About
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process with full l transparency and efficiency. I have built a strong foundation of loyal clients and a trusted brand within our community. My goal is to provide each client the highest level of service as well as get you into the most advantageous product that fits your unique scenario.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Purchase
Refi
Non QM
HELOC/Home equity loan
Bank statement
Hard Money
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Education
- San Diego Christian CollegeCommunicationsBachelor of Applied Arts (BAA)

Positions
- West Capital Lending - Branch ManagerFeb 4th, 2025 - Current
- CMA Financial Group - Mortgage BrokerFeb 1st, 2023 - Feb 1st, 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2019
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls # 1884862 CA, WA, OR, AZ
Hobbies
- Sports
- Music
- Ministry
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing