

Stephen Short
Executive Branch Manager


San Diego Christian College
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Stephen was very knowledgeable and informative, and he was very responsive!
From the very beginning when Stephen called, he explained everything about the process in great detail and within 5 minutes had us qualified. He was very on top of the questions I had throughout and always answered his phone any time of the...
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Easy to talk to, he also explained really well
Reply from Stephen Short
May 27th, 2026 04:02 PM
Thank you! I appreciate the feedback.
Excellent working with Stephen. Very proactive and easy to work
Very comfortable working with Stwoven. Always reachabe and ready to help.
Stephen was very patient in explaining the details of the loan and he provided assistance in completing all the steps needed to complete the application.
Stephen is awesome. He is attentive, very helpful, and a pleasure to work with. He helped smooth out all the road bumps that we encountered. And I got great mortgage terms!
Stephen is very responsive. When I had a question, he called or replied right away. He truly listens to what your goals are with a loan and does his best to find exactly what you are looking for. He mades what is sometimes a very long and difficult...
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Stephen is fast, experienced, attentive and solution -oriented (my loan had a couple of unexpected turns and he quickly resolved those). i'm
already planning to work with Stephen on the next loan. Very satisfied !
Stephen and Mari were great. Together they made the refinance experience easy and stress free. Would definitely recommend their services. Big shout out to West Capital Lending for taking care of our needs.
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About
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process with full l transparency and efficiency. I have built a strong foundation of loyal clients and a trusted brand within our community. My goal is to provide each client the highest level of service as well as get you into the most advantageous product that fits your unique scenario.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Purchase
Refi
Non QM
HELOC/Home equity loan
Bank statement
Hard Money
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Education
- San Diego Christian CollegeCommunicationsBachelor of Applied Arts (BAA)

Positions
- West Capital Lending - Branch ManagerFeb 4th, 2025 - Current
- CMA Financial Group - Mortgage BrokerFeb 1st, 2023 - Feb 1st, 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2019
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls # 1884862 CA, WA, OR, AZ
Hobbies
- Sports
- Music
- Ministry
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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