

Stephen Short
Executive Branch Manager


San Diego Christian College
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
He was always in communication with us. Also, it was a quick process.
Stephen was a great communicator. He kept me informed throughout the process. He quickly responded to any questions or concerns I had. He took action on errors that were discovered. He brought in his manager when appropriate. I have already...
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Stephen and his underwriting team performed professionally during the entire process. As this was a complex transaction it required a great level of understanding of real estate nuances required to reach the goal line.I would recommend Stephen...
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Stephen was very friendly and professional. He was very responsive to calls and emails. Always happy to answer questions and assist with information. I would recommend Stephen to others, looking to finance.
Stephen was very responsive. He returned phone calls quickly. Also, he kept me updated on the loan application process.
Stephen was great and easy to communicate with. He was always available to talk even with my busy work schedule. My only note is that when I followed up post closing, regarding my HELOC which was paid off and closed, even though I chose to...
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Stephen, made the process easy he is vey knowledgeable and efficient.
Stephen is very responsive, helpful, patience and knowledgeable. Thank you Stephen for making our refinancing so quick and ease.
Stephen was very helpful and communicative. He got a great rate and really worked with us through Through every step of the process. He got back to us quickly every time, and if he didn’t have an answer himself, he was able to bring in support...
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Very polite, friendly and knows what he is doing in helping our refinance
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About
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process with full l transparency and efficiency. I have built a strong foundation of loyal clients and a trusted brand within our community. My goal is to provide each client the highest level of service as well as get you into the most advantageous product that fits your unique scenario.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Purchase
Refi
Non QM
HELOC/Home equity loan
Bank statement
Hard Money
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Education
- San Diego Christian CollegeCommunicationsBachelor of Applied Arts (BAA)

Positions
- West Capital Lending - Branch ManagerFeb 4th, 2025 - Current
- CMA Financial Group - Mortgage BrokerFeb 1st, 2023 - Feb 1st, 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2019
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls # 1884862 CA, WA, OR, AZ
Hobbies
- Sports
- Music
- Ministry
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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