

Stephen Short
Executive Branch Manager


San Diego Christian College
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
We were guided step by step though out the process
Phone calls, email, and texts. Every adjustment I was giving a head-up..Thank you Stephen and crew.
Stephen was always knowledgeable and responsive. He kept me up in the status of the loan throughout the process. It was a pleasure to work with him.
My mortgage refinance and approval process was complicated. Steven had to contact me a lot; sometimes numerous times in a day. Thanks for your great communication skills in getting my loan approved. Tom
Stephen was excellent to work with and performed his due diligence throughout the loan refinance process!
Stephan, was an ABSOLUTE pleasure to work with! So easy to work with, transparent with everything, incredibly efficient, and his communication almost daily on how things were moving along and what was needed made this process ZERO stressful...
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The process was fast and Stephen kept in constant communication with us throughout the refi.
Refinancing is a breeze with Stephen. I would definitely recommend it to m y friends and family.
He was very clear and very fast with the process of the refinance the our house, we are very happy
Stephen was on top of answering questions, taking calls outside of working hours, following up with me. He is also a friend of mine and he went to his manager to make sure we got the best deal. If he treats all of his clients like he treated...
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Stephen Short was very helpful. He listened to me and was clear in what he needed. Stephen was very responsive, and he never seemed hurried or unwilling to spend a few minutes going over things or solving problems. Beyond that, I found Stephen...
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About
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process with full l transparency and efficiency. I have built a strong foundation of loyal clients and a trusted brand within our community. My goal is to provide each client the highest level of service as well as get you into the most advantageous product that fits your unique scenario.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Purchase
Refi
Non QM
HELOC/Home equity loan
Bank statement
Hard Money
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Education
- San Diego Christian CollegeCommunicationsBachelor of Applied Arts (BAA)

Positions
- West Capital Lending - Branch ManagerFeb 4th, 2025 - Current
- CMA Financial Group - Mortgage BrokerFeb 1st, 2023 - Feb 1st, 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2019
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls # 1884862 CA, WA, OR, AZ
Hobbies
- Sports
- Music
- Ministry
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
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