Stephen Gowen - Team Acopia - Lower Mortgage
Area Sales Manager | NMLS# 160949
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Jeff was the one who made be brave to own a home today. I didn’t know that I had a very good credit that could lead me to owning a home, but he gave me the power by telling his realtor James Harris to take me out to find any house that I wanted...
read more
Reply from Owner
February 16th, 2023 04:41 PM
Annie, Jeff and our team love to help our clients build wealth through home ownership. Thank you for your business and your feedback. Enjoy your new home!
Jeff Ingram did an amazing job of getting us into our new home. Thanks so much Jeff!
Reply from Owner
January 16th, 2023 02:46 PM
Congratulations on your new home! Jeff and our team loving helping our clients. Thank you for your business and your feedback.
Jeff was very knowledgeable and helpful with our loan.
Reply from Owner
December 1st, 2022 05:00 PM
Thank you for your business! Jeff and our team love to help our clients reach their goals.
Moving back to Atlanta during the pandemic was stressful enough, however Jeff Ingram and his team made building our new home a seamless experience.
Reply from Owner
November 22nd, 2022 01:32 PM
Welcome back! Jeff and team were glad to assist. Thank you for your business and enjoy your new home!
I would like to take a few minutes and recognize my loan officer Mr. Jeff Ingram. This is my second home but by far Mr. Jeff was there from beginning to the end, he never complained, always displayed positive energy and attitude towards the...
read more
Reply from Owner
November 15th, 2022 07:36 PM
Congratulations on your new home, Jeff and our team love to help our clients build wealth through homeownership. Thank you for your business and your feedback.
Jeff Ingram, with Acopia, has always been available to answer any questions I’ve had, and has helped with purchases and refinances. Thanks Jeff!
Reply from Owner
November 13th, 2022 01:17 PM
Thank your very much for your repeat business and your review! Jeff and team loves helping clients reach their goals. Thank you!
Jeff was outstanding and a pleasure to work with. He was very patient with all of the issues we had and kept us well informed every step of the way. I would highly recommend him to anyone needing a loan.
Reply from Owner
November 12th, 2022 02:40 PM
We truly appreciate your business and feedback! Jeff and our team love helping clients reach their goals. Thank you.
I've worked with Jeff on a couple home loans and he's great to work with. He's very responsive and thorough. The process has always been smooth.
Reply from Owner
November 11th, 2022 04:02 PM
Thank you for your repeat business, we truly appreciate it. Jeff and team strive to give outstanding service. Hope you and your family enjoy your new home!
Excellent customer service; no games; accurate costs, rate, and closing time estimated and received. These are key things needed when securing financing for real estate purchases. I’m a repeat customer and when needed will be back in the future!...
read more
Reply from Owner
November 11th, 2022 03:54 PM
Jeff and our team take pride in our client service. Thank you very much for your business and feedback. Look forward to working with you again in the future.
Jeff Ingram and his team were amazing! Their attention to detail and the level of customer was unbelievable. Jeff spoke with us after normal business hours and on weekends to ensure we had everything we needed. Absolutely first class customer...
read more
Reply from Owner
November 11th, 2022 03:57 PM
Awesome feedback, thank you. Jeff and our team go above and beyond for our clients. Enjoy your new home and thank you for your business!
81–90 of 151
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 160949
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.