Stephen Gowen - Team Acopia - Lower Mortgage
Area Sales Manager | NMLS# 160949
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
If you are looking for a lender Todd Blake is the one to call. He went above and beyond to help my client close on her dream home. He is very professional and truly cares about the person not just the transaction. If you need a lender I highly...
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Reply from Owner
December 27th, 2023 06:42 PM
Thank you Cindy! Todd is one of the best and our team loves to help our clients make the homeownership Dream happen. Thank you for trusting us to help and you did an awesome job as well.
I worked with Rousenord Jerome at Acopia Home Loans on acquiring approval for a mortgage loan, he was excellent. I did not know we had people so dedicated in assisting people of all backgrounds and ethnicities with their mortgage loan needs...
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Reply from Owner
December 6th, 2023 04:09 PM
Congratulations on your new home! Our team loves to help our clients reach their goals and Rousenord Jerome is one of the best. Thank you for your business and feedback.
I had a positive experience working with, Jerome, a home loan officer from Acopia Homes. His professionalism, attention to detail, and prompt communication made the entire home loan process smooth and stress-free. I appreciate his expertise...
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Reply from Owner
December 4th, 2023 04:59 PM
Thank you very much for your feedback. We truly appreciate your business. Rousenord Jerome and our team love to help our client have a smooth process so very glad to hear your positive experience. Enjoy your new home and thank you for your...
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I’m grateful to have Jerome as my broker, he makes my dreams come true with a Ranch house in Georgia. I strongly recommend that you contact him whenever you’re planning to buy your house. He’s knowledgeable about what you’re looking for, and...
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Reply from Owner
December 4th, 2023 05:01 PM
Congratulations on your new home! Thank you for your feedback. Rousenord and team love to help our clients and provide great service. Thank you very much for trusting us for your purchase!
Loved loved loved the responsiveness with both he and his processor Vicki. They were both great to work with and got us to the closing table in a timely manner. Thanks to you both!
Reply from Owner
October 23rd, 2023 03:38 PM
Thank you! Bill Decker and team work hard to help our clients get to the closing today and build wealth. Vicki is one of the best in the business. Congrats on the closing, great job on your end as well. Thank you for your business and feedback!!...
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Getting to the closing table in this market... in this economy... was not a small feat. It required perseverance, dedication, and a SOLID team. Mr. Rousenord Jerome was there with sound advice on how to navigate this process every step of the...
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Reply from Owner
September 19th, 2023 12:09 PM
Congratulations on your new home! Rousenord and our team strive to bring the best advice and service possible. We love closing day. Thank you for your business and feedback!
Stephen Gowen and his staff made this as painless as possible. They are very attentive and very quick at responding to questions. I highly recommend. Amy
Reply from Owner
August 29th, 2023 07:45 PM
Thank you very much for your feedback. Congratulations on your new home and thank you for your repeat business. Our team strives to give outstanding service, thank you for also going above and beyond to help us. Teamwork makes the Dream Work!!...
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The service was excellent from the onset to closing. The documents were processed in a timely and your staff was professional. This enabled to go quite smoothly. Thanks.
Reply from Owner
August 15th, 2023 01:12 PM
Congratulations on your new home and thank you for your repeat business! Jeff Ingram and team strive to deliver outstanding service to our clients and referral sources. Thank you for the feedback.
Marc is great to work with and takes excellent care of my clients through the loan process. Always happy to close with Marc as the mortgage broker.
Reply from Owner
June 9th, 2023 02:14 PM
Thank you for trusting our team! We appreciate the job you do as well. Thank you!
Rousenord Jerome and Vicki went above and beyond to get me into my new home. They did what I thought was the impossible. Five stars isn’t enough for these two. Thank you.
Reply from Owner
June 7th, 2023 03:53 PM
Wow, thank you very much for the feedback. Rousenord and our team love to help our clients achieve their goals. Enjoy you new home and thank you for your business!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 160949
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.