Stephen Gowen - Team Acopia - Lower Mortgage
Area Sales Manager | NMLS# 160949
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Wed
9 AM to 5 PM
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9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Marc was an amazing lender who helped me all along the way. He was quick to respond when I had questions, and he made the whole process stress free. I really appreciated his personal insight, and I was equally impressed with his professionalism....
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Reply from Owner
November 18th, 2024 04:56 PM
Marc and our team really enjoy helping our clients get to the closing table smoothly. Enjoy your new home and congratulations! Thank you for your feedback!
Had a very professional and stress free experience with Acopia. All team members involved went the extra mile to make sure my home loan went very smoothly! Especially the agent I worked with Marc Levine. Marc is very knowledgeable about every...
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Reply from Owner
July 10th, 2024 02:12 PM
Congratulations on your closing! Marc and our team love to help our clients get to the closing table smoothly. We are exciting for you to start building your wealth with real estate. Thank you very much for your business and feedback!
Going through this process in the beginning started off rocky, because of me. But Marc, was amazing! He crunched ALL the numbers, he worked so hard, made no excuses, and made sure I made it to the closing table. He had a solution for every....
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Reply from Owner
July 2nd, 2024 08:23 PM
Congratulations on your closing! Marc and our team love to help our clients get to the closing table. We like to help make dreams come true one client at a time. We truly appreciate your business and feedback, thank you. Enjoy your new home!...
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It was a pleasure working with Mr.Gowen, very helpful and informative and made the process easy and simple. I appreciate all the work he did to help my family and I with our home loan.
Reply from Owner
July 1st, 2024 07:25 PM
We are very excited for you and your family. Congratulations on your new home. You were a pleasure to work with as well. Thank you!!
The Service was Awesome. I entire process went very smooth.
Thank you.
Reply from Owner
June 30th, 2024 05:02 PM
Thank you. You did a excellent job as well! Teamwork makes the Dream Work. Our team loves to give great service to our clients and agents. Thank you for the feedback.
Just wanted to say thank you to Stephen Gowen and his team for helping my family and I with the home loan to buy my dream house. He is very knowledgeable in his field, keep up the good work!
Reply from Owner
June 29th, 2024 05:28 PM
Thank you and congratulations! My team and I love helping our clients get into their dream home and build wealth through real estate. Enjoy and again thank you for the feedback and your business!
Stephen and his team did a great job of getting my client to the closing table quickly and on time! Such a smooth process and great loan options! Thank you!
Reply from Owner
May 28th, 2024 02:50 PM
My team and I pride ourselves on getting our clients to the closing table with great service. As the buyer’s agent, you found a great home and did an excellent job negotiating the terms. Thank you for your help and feedback!
Stephen Gowen - Team Acopia - Lower Mortgage has received a review with 5 star rating from Salem G
Reply from Owner
April 29th, 2024 06:45 PM
Thank you for your 5-star review, Salem!
For the past couple of months, my friend Joseph Dessejour and I have been looking for a trusted, reliable, professional, and caring Broker who'd help us get a loan and we were introduced to a Mortgage Loan Originator gentleman, named Bill Decker...
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Reply from Owner
April 8th, 2024 02:46 PM
Thank you for the awesome feedback! Bill and team work very hard for our clients. We are so happy to have helped and love to get our clients into their new home. Thank you and congratulations!
Todd Blake helped me walk through the loan process to make it smooth and easy. He keep me informed all the way through so there were no surprises. I also work with several of of team members that also went above and beyond to make this a great...
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Reply from Owner
March 26th, 2024 07:11 PM
Congratulations on your new home! Thank you very much for your feedback. Todd is one of the best. Our team truly enjoys helping our clients to get to the closing table and into their new home! Again thank you for your business!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 160949
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.