
Stephen Cote
Loan Officer | Renovation Lending Specialist

As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower... Show More
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Reviews from Web
The Customer Service was really good thank you
Reply from Stephen Cote
October 25th, 2024 07:14 PM
I'm thrilled to hear that you had such a positive experience with our customer service, Janette. Your feedback means a lot to me and the entire team at NewFed Mortgage. We strive to ensure every customer has an exceptional experience. Looking...
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Stephen is dedicated to helping his clients! The communication I received and detail for each step of the process was remarkable. Thank you!!
Reply from Stephen Cote
October 11th, 2024 08:47 PM
I'm absolutely thrilled to hear that you had a positive experience working with me at NewFed Mortgage, Rebecca. Your kind words mean a lot. I pride myself on making sure my clients are fully informed every step of the way, and I'm glad that...
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everything
Overall experience, from start to finish, very professional, great communication, answered any questions I had very thorough and understandable. made the process very easy. Thank you Stephen!
Reply from Stephen Cote
October 25th, 2024 07:18 PM
I'm delighted to hear that you found the process easy and understandable, Dianne. It was a pleasure to assist you through your journey with NewFed Mortgage. I pride myself on clear communication and professionalism so your feedback is greatly...
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I realized Buying a house was an incredible experience, filled with excitement and anticipation. From the moment I stepped into the property, I knew it was the one. The process was smooth, thanks to a knowledgeable and supportive real estate...
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Steven was very helpful with everything. Explained every detail and each process with me. Was always available for any questions. Highly recommend Newfed and Steven to anyone i know.
Reply from Stephen Cote
July 30th, 2024 08:42 PM
I'm truly appreciative of your kind words, Micheal! It was a pleasure to guide you through each process and answer your questions. I'm thrilled to hear that you'd recommend myself and NewFed Mortgage to others. Your satisfaction is my priority,...
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Stephen was always available to answer any questions and was extremely knowledgeable. He made me feel comfortable through the whole process.
Stephen and the whole team at NewFed are amazing. We will be sure to refer them to everyone we know.
The first-time home buying process was very taxing and difficult, but we couldn’t have asked for a better lender to help us make it through. During the process of buying our first home, Stephen patiently guided us through each step, explaining...
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Reply from Stephen Cote
June 6th, 2024 07:58 PM
I'm truly touched by your kind words, Natalia. It was my pleasure to guide you through your first home buying process. I'm glad I could make the complex aspects of financing more understandable for you. I'm always here to make time for your...
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Stephen is one of the most knowledgeable people I know when it comes to getting you a mortgage. I had some trouble due to some bad advice from New Fed's loan servicer, Servbank where I eneded up having some negative items on my credit report....
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Reply from Stephen Cote
April 22nd, 2024 07:44 PM
Thank you, Seth, for your fantastic review and for recognizing the efforts we put into your loan application. I'm glad I could guide you through the process and help you secure your loan despite the challenges. That's why we're here at NewFed...
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About
As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower as to the mortgage process and financing options available to them by guiding them into the proper loan product that meets their needs. He enjoys working with first time homebuyers by achieving their dreams of homeownership to create multi-generational wealth.
He is an expert in Down Payment Assistance Programs, 203K Renovation Financing, and Rural Housing Financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable-Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- NewFed Mortgage - Loan OfficerFeb 4th, 2019 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID: 16178
- ME Mortgage Loan Originator License
- MA MLO16178
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Disclaimer
© NewFed Mortgage, Corp. Branch NMLS #1810902; 32 Lincoln St, Reading, MA 01867. Corporate NMLS #1881; 98 High Street, Danvers, MA 01923. MA Mortgage Broker and Lender License No. MC1881; NH Mortgage Banker License No. 9474-MB; ME Supervised Lender License No. SLM8185; RI Lender License No.20041817 LL; RI Loan Broker License No. 20041818LB. NewFed Mortgage is an Equal Housing Lender. For more licensing: nmlsconsumeraccess.org | Privacy Policy: newfed.com/privacy-policy.
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New Fed Mortgage is an Equal Housing Lender.
Member of the MA Mortgage Bankers Association and Better Business Bureau of Eastern MA