Stephen Cote
Loan Officer | Renovation Lending Specialist
As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower...... Show More
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He was always happy to answer any questions we had and always responded promptly.
Reply from Stephen Cote
June 13th, 2026 08:01 PM
I'm glad I could be responsive to your questions, Bethany. Your feedback means a lot to me, and I'm here if you need anything else.
Stephen was pleasant and willing to answer questions
Reply from Stephen Cote
May 21st, 2026 01:04 PM
Thank you, Tracey, for your kind words. I'm pleased to hear that my willingness to answer your questions made a positive impact on your experience. If there's anything more I can assist you with, please feel free to reach out.
Steve Cote is an extremely knowledgeable finance professional who excels at explaining complex finance concepts and the experience to apply concepts to current market conditions.
Reply from Stephen Cote
May 19th, 2026 09:29 PM
Thank you for highlighting my ability to explain complex finance concepts clearly, James. I'm pleased to know that my experience helped in applying these concepts to the current market conditions. Your recognition of my work is greatly appreciated,...
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Steve was excelent. He provided timely information and advice, making the whole process very simple.
Reply from Stephen Cote
May 4th, 2026 11:08 PM
I'm pleased to hear that the information and advice I provided made the process straightforward for you, Kyle. Your feedback is greatly appreciated. If you have any further questions or need assistance in the future, feel free to reach out.
The pacient that Stephen has it was everything we needed. Me and my family are ofrecer grateful with this team. Thank you.
Reply from Stephen Cote
February 12th, 2026 02:46 AM
I'm glad to hear that my approach was just what you and your family needed during this process, Jose. Your kind words are very much appreciated, and supporting your needs has been important to me. Should you have any further questions or require...
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The patience, Time and Consideration. Thank you from the bottom of my heart for all of your help to get the loan and for assisting us with all of the paperwork. It has been a pleasure to work with you! You will always be my go-to! Carolina...
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Reply from Stephen Cote
February 8th, 2026 01:42 PM
It was a pleasure to assist you throughout the loan process, Carolina. I'm glad to know that the patience and time invested met your expectations and made things easier for you. Your appreciation means a lot, and I'm grateful for your trust....
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great communication, I always knew what we where waiting for and was very helpful when I had questions
or needed help finding documents and really went the extra light year to get me my first home!
Reply from Stephen Cote
January 28th, 2026 01:19 PM
It's great to know you felt well-informed and supported throughout the process, Madison. Helping you secure your first home was a priority, and I'm glad I could assist with any questions or document needs along the way. Thank you for your kind...
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Stephen was very helpful during the course of this mortgage application. He was very professional and patient as he took his time to guide us through every step of the way. I and my wife have been very satisfied with his job.
Reply from Stephen Cote
January 23rd, 2026 04:36 AM
Your satisfaction with the mortgage application process is genuinely important to me, Daniel. I’m pleased to hear that you and your wife felt well-supported and that my guidance met your expectations. Should you have any more questions or require...
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Stephen was always there when we had questions he was just the best
Reply from Stephen Cote
January 22nd, 2026 03:59 PM
I appreciate your feedback and kind words, Mariama. Being available to answer your questions is an important part of the service I aim to provide. I'm really glad to know you found our interactions helpful. If you ever have more questions or...
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Stephen was amazing to work with. He was attentive , helpful, knowledgeable, and made the process an absolute breeze! i never felt confused or in the dark about any information or needs . 100% we would recommend Stephen to anyone we know buying...
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Reply from Stephen Cote
January 13th, 2026 03:35 AM
Ryan, Thank you for your kind words. From the time we met at the open house, I felt that I connected with yourself and wife like old friends. I am happy to hear that you felt informed and at ease throughout the process. The experience you described...
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About
As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower as to the mortgage process and financing options available to them by guiding them into the proper loan product that meets their needs. He enjoys working with first time homebuyers by achieving their dreams of homeownership to create multi-generational wealth.
He is an expert in Down Payment Assistance Programs, 203K Renovation Financing, and Rural Housing Financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable-Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Search Rank ScoreLearn More →
167
/850
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Positions
- NewFed Mortgage - Loan OfficerFeb 4th, 2019 - Current
Addresses and Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID: 16178
- ME Mortgage Loan Originator License
- MA MLO16178
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Disclaimer
© NewFed Mortgage, Corp. Branch NMLS #1810902; 32 Lincoln St, Reading, MA 01867. Corporate NMLS #1881; 98 High Street, Danvers, MA 01923. MA Mortgage Broker and Lender License No. MC1881; NH Mortgage Banker License No. 9474-MB; ME Supervised Lender License No. SLM8185; RI Lender License No.20041817 LL; RI Loan Broker License No. 20041818LB. NewFed Mortgage is an Equal Housing Lender. For more licensing: nmlsconsumeraccess.org | Privacy Policy: newfed.com/privacy-policy.
Confirm licensing at nmlsconsumeraccess.org.
New Fed Mortgage is an Equal Housing Lender.
Member of the MA Mortgage Bankers Association and Better Business Bureau of Eastern MA