Stephen Cote
Loan Officer | Renovation Lending Specialist
As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower... Show More
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Reviews from Web
Good service and response from Stephen during loan process.
Responsive and helpful
Very courteous and professional. I personally think that he went above and beyond our expectations
Reply from Stephen Cote
September 3rd, 2025 05:20 PM
I appreciate your kind words, Jeffrey. Going above and beyond is always my aim, and I'm pleased to know that you had such a positive experience. Should you have any future needs or questions, please feel free to reach out. Thank you for your...
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Stephen was always there for me to answer all my questions
Reply from Stephen Cote
September 3rd, 2025 05:18 PM
I'm pleased to know that I could be there to answer your questions, Escolastica. Assisting you was my pleasure, and I'm glad I could provide the support you needed. If there's anything more I can help with in the future, feel free to reach...
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Stephen was beyond great, throughout the whole lengthy process of buying my first home. Stephen guided me through every step, and obstacle I faced. All the long phone calls, the hiccups, the plan b’s, c’s, and d’s. Stephen was motivated and...
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Reply from Stephen Cote
April 8th, 2025 05:31 PM
I'm thrilled to hear about your positive experience during the home-buying process, Christopher. It was my pleasure to guide you through each step and ensure you had the support you needed, regardless of the time or day. Your gratitude and...
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The transparency and expediency.
We had a great experience. Working with Stephen was great he was very communicative, all our questions were answered and everything went smoothly.
Stephen was great to work with, communicating in a clear and timely manner. We are very happy with the service he provided and highly commend Stephen for his ability to refinance our current mortgage at a better, lower interest rate.
All the good communication and all the good resources
He is a good person to work and explain every thing
Reply from Stephen Cote
October 25th, 2024 07:09 PM
I'm beyond thrilled to read your review, Angel. It's greatly satisfying to know that you found our work together productive and that my explanations were helpful. At NewFed Mortgage, our goal is to ensure every client is well-informed and confident...
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About
As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower as to the mortgage process and financing options available to them by guiding them into the proper loan product that meets their needs. He enjoys working with first time homebuyers by achieving their dreams of homeownership to create multi-generational wealth.
He is an expert in Down Payment Assistance Programs, 203K Renovation Financing, and Rural Housing Financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable-Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- NewFed Mortgage - Loan OfficerFeb 4th, 2019 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID: 16178
- ME Mortgage Loan Originator License
- MA MLO16178
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Disclaimer
© NewFed Mortgage, Corp. Branch NMLS #1810902; 32 Lincoln St, Reading, MA 01867. Corporate NMLS #1881; 98 High Street, Danvers, MA 01923. MA Mortgage Broker and Lender License No. MC1881; NH Mortgage Banker License No. 9474-MB; ME Supervised Lender License No. SLM8185; RI Lender License No.20041817 LL; RI Loan Broker License No. 20041818LB. NewFed Mortgage is an Equal Housing Lender. For more licensing: nmlsconsumeraccess.org | Privacy Policy: newfed.com/privacy-policy.
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New Fed Mortgage is an Equal Housing Lender.
Member of the MA Mortgage Bankers Association and Better Business Bureau of Eastern MA