
Stephen Cote
Loan Officer | Renovation Lending Specialist

As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower... Show More
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Stephen Cote was very professional and quick to respond to all our questions. He not only made the cash out refinance process for our current home simple and straightforward, he was also able to get us a better finance rate than originally...
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Reply from Stephen Cote
March 23rd, 2024 04:55 AM
Thank you Denise & Bob for your kind words. It was a pleasure to assist you with your financing needs.
Stephen was available whenever we needed him and explained things in a way we could understand.
Good person to work with him take his time explaining everything
That I still didn’t believe it I was still in shocked I never thought I would’ve gotten my dream come true of buying a home
Reply from Stephen Cote
March 23rd, 2024 04:55 AM
Janette - It was a great pleasure assisting you and your family with the purchase of your first home. Enjoy the moments and memories as you create them!
They did an amazing job and he made the process very pleasant
Stephen always goes above and beyond to get us to the closing table.
Reply from Stephen Cote
March 23rd, 2024 04:55 AM
Thank you for the kind words Jenn. I always enjoy working with you and your real estate clients!
All the services and help Stephen Cote gave me. I will recommend him for friends and family very great guy
Stephen is what truly made our experience so great. He always goes above and beyond to find the best fit for you personally. Any issues that came up he handled immediately and professionally. He made our overall experience feel so comfortable....
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What made the experience great was Stephen he made the whole Home buying experience enjoyable and less stressful. Especially when it's such a tough market in this day and age. He was extremely professional it was great to have someone like...
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Stephen was outstanding to work with. He is professional, knowledgeable, and dedicated. Stephen was incredibly thorough throughout the process and ensured that all of our questions were answered. Due to his exceptional communication, our mortgage...
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About
As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower as to the mortgage process and financing options available to them by guiding them into the proper loan product that meets their needs. He enjoys working with first time homebuyers by achieving their dreams of homeownership to create multi-generational wealth.
He is an expert in Down Payment Assistance Programs, 203K Renovation Financing, and Rural Housing Financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable-Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- NewFed Mortgage - Loan OfficerFeb 4th, 2019 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID: 16178
- ME Mortgage Loan Originator License
- MA MLO16178
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Disclaimer
© NewFed Mortgage, Corp. Branch NMLS #1810902; 32 Lincoln St, Reading, MA 01867. Corporate NMLS #1881; 98 High Street, Danvers, MA 01923. MA Mortgage Broker and Lender License No. MC1881; NH Mortgage Banker License No. 9474-MB; ME Supervised Lender License No. SLM8185; RI Lender License No.20041817 LL; RI Loan Broker License No. 20041818LB. NewFed Mortgage is an Equal Housing Lender. For more licensing: nmlsconsumeraccess.org | Privacy Policy: newfed.com/privacy-policy.
Confirm licensing at nmlsconsumeraccess.org.
New Fed Mortgage is an Equal Housing Lender.
Member of the MA Mortgage Bankers Association and Better Business Bureau of Eastern MA