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Stephen Cote - Loan Officer | Renovation Lending Specialist in Reading, MA

Stephen Cote

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Loan Officer | Renovation Lending Specialist

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As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower... Show More
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Reviews from Web
  • Encompass
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    Denise M T
    Chester, NH
    Posted on February 13th, 2024 11:00 PM
    Stephen Cote was very professional and quick to respond to all our questions. He not only made the cash out refinance process for our current home simple and straightforward, he was also able to get us a better finance rate than originally...
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    Reply from Stephen Cote
    March 23rd, 2024 04:55 AM
    Thank you Denise & Bob for your kind words. It was a pleasure to assist you with your financing needs.
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    Robert M T
    Chester, NH
    Posted on February 13th, 2024 01:29 PM
    Stephen was available whenever we needed him and explained things in a way we could understand.
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    Angel L C
    Lowell, MA
    Posted on December 29th, 2023 11:33 PM
    Good person to work with him take his time explaining everything
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    Janette N
    Lowell, MA
    Posted on December 29th, 2023 11:29 PM
    That I still didn’t believe it I was still in shocked I never thought I would’ve gotten my dream come true of buying a home
    Reply from Stephen Cote
    March 23rd, 2024 04:55 AM
    Janette - It was a great pleasure assisting you and your family with the purchase of your first home. Enjoy the moments and memories as you create them!
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    Escolastica A J
    Methuen, MA
    Posted on October 6th, 2023 11:16 PM
    They did an amazing job and he made the process very pleasant
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    Jenn S
    Hudson, New Hampshire
    Posted on October 6th, 2023 05:08 PM
    Stephen always goes above and beyond to get us to the closing table.
    Reply from Stephen Cote
    March 23rd, 2024 04:55 AM
    Thank you for the kind words Jenn. I always enjoy working with you and your real estate clients!
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    Stephen S A
    Methuen, MA
    Posted on October 2nd, 2023 12:15 PM
    All the services and help Stephen Cote gave me. I will recommend him for friends and family very great guy
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    Lillian G
    Haverhill, Massachusetts
    Posted on July 3rd, 2023 09:35 PM
    Stephen is what truly made our experience so great. He always goes above and beyond to find the best fit for you personally. Any issues that came up he handled immediately and professionally. He made our overall experience feel so comfortable....
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    Nicolas M H
    Haverhill, MA
    Posted on July 2nd, 2023 02:13 AM
    What made the experience great was Stephen he made the whole Home buying experience enjoyable and less stressful. Especially when it's such a tough market in this day and age. He was extremely professional it was great to have someone like...
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    Christina M C
    Methuen, MA
    Posted on June 28th, 2023 05:54 PM
    Stephen was outstanding to work with. He is professional, knowledgeable, and dedicated. Stephen was incredibly thorough throughout the process and ensured that all of our questions were answered. Due to his exceptional communication, our mortgage...
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    About
    As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower as to the mortgage process and financing options available to them by guiding them into the proper loan product that meets their needs. He enjoys working with first time homebuyers by achieving their dreams of homeownership to create multi-generational wealth. He is an expert in Down Payment Assistance Programs, 203K Renovation Financing, and Rural Housing Financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable-Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
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    Positions
    • NewFed Mortgage - Loan Officer
      Feb 4th, 2019 - Current
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID: 16178
    • ME Mortgage Loan Originator License
    • MA MLO16178
    • View All
    Disclaimer
    © NewFed Mortgage, Corp. Branch NMLS #1810902; 32 Lincoln St, Reading, MA 01867. Corporate NMLS #1881; 98 High Street, Danvers, MA 01923. MA Mortgage Broker and Lender License No. MC1881; NH Mortgage Banker License No. 9474-MB; ME Supervised Lender License No. SLM8185; RI Lender License No.20041817 LL; RI Loan Broker License No. 20041818LB. NewFed Mortgage is an Equal Housing Lender. For more licensing: nmlsconsumeraccess.org | Privacy Policy: newfed.com/privacy-policy. Confirm licensing at nmlsconsumeraccess.org. New Fed Mortgage is an Equal Housing Lender. Member of the MA Mortgage Bankers Association and Better Business Bureau of Eastern MA