
Stephen Cote
Loan Officer | Renovation Lending Specialist

As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower... Show More
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Stephen is extremely knowledgeable and very organized. His approach helped us out and went way beyond to make sure everything was done in a timely manner.
STEPHEN was great help to me and made it easier for me to do what i had to do for a loan with out him i won't be living in my new home ... STEPHEN is a great man and help out a lot ... i rate him very good i would recommend him to anyone i...
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Stephen made the home buying process a simple task. He answered every question I had and explained every step very clearly. A+++
Explained everything clearly and answered all my questions.
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Third time working with Stephen and wouldn't trust anyone else to get my transaction done.
Super helpful as always!
Stephen explains everything well and repeatedly, if needed. He is knowledgeable and personable. He responds quickly and always follows up. Wonderful experience!
Very pleasant and understanding during the whole process. He is a people person.
Stephen is and was very helpful throughout the entire process! I couldn’t be happier with my decision in picking him for my first home purchase. He’s a wealth of knowledge.
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About
As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower as to the mortgage process and financing options available to them by guiding them into the proper loan product that meets their needs. He enjoys working with first time homebuyers by achieving their dreams of homeownership to create multi-generational wealth.
He is an expert in Down Payment Assistance Programs, 203K Renovation Financing, and Rural Housing Financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable-Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- NewFed Mortgage - Loan OfficerFeb 4th, 2019 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID: 16178
- ME Mortgage Loan Originator License
- MA MLO16178
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Disclaimer
© NewFed Mortgage, Corp. Branch NMLS #1810902; 32 Lincoln St, Reading, MA 01867. Corporate NMLS #1881; 98 High Street, Danvers, MA 01923. MA Mortgage Broker and Lender License No. MC1881; NH Mortgage Banker License No. 9474-MB; ME Supervised Lender License No. SLM8185; RI Lender License No.20041817 LL; RI Loan Broker License No. 20041818LB. NewFed Mortgage is an Equal Housing Lender. For more licensing: nmlsconsumeraccess.org | Privacy Policy: newfed.com/privacy-policy.
Confirm licensing at nmlsconsumeraccess.org.
New Fed Mortgage is an Equal Housing Lender.
Member of the MA Mortgage Bankers Association and Better Business Bureau of Eastern MA