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Stephen Cote - Loan Officer | Renovation Lending Specialist in Reading, MA

Stephen Cote

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Loan Officer | Renovation Lending Specialist

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As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower... Show More
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5 Star
97%
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Reviews from Web
  • Encompass
    A
    Anthony M
    Swampscott, MA
    Posted on December 24th, 2019 11:53 PM
    Stephen is extremely knowledgeable and very organized. His approach helped us out and went way beyond to make sure everything was done in a timely manner.
  • Encompass
    J
    Joseph C
    Haverhill, MA
    Posted on December 17th, 2019 05:14 PM
    STEPHEN was great help to me and made it easier for me to do what i had to do for a loan with out him i won't be living in my new home ... STEPHEN is a great man and help out a lot ... i rate him very good i would recommend him to anyone i...
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  • Encompass
    R
    Richard K
    Haverhill, MA
    Posted on December 10th, 2019 10:37 AM
    Stephen made the home buying process a simple task. He answered every question I had and explained every step very clearly. A+++
  • Encompass
    C
    Christopher D
    Haverhill, MA
    Posted on October 14th, 2019 05:58 PM
    Explained everything clearly and answered all my questions.
  • agent
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    Daniel S
    Posted on September 10th, 2019 01:58 AM
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    Stephen R
    Posted on September 8th, 2019 12:29 PM
    Third time working with Stephen and wouldn't trust anyone else to get my transaction done.
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    Jaclyn R
    Posted on September 7th, 2019 09:02 PM
    Super helpful as always!
  • Encompass
    A
    Althea E
    Brockton, MA
    Posted on August 9th, 2019 10:48 AM
    Stephen explains everything well and repeatedly, if needed. He is knowledgeable and personable. He responds quickly and always follows up. Wonderful experience!
  • Encompass
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    Shirley A
    Haverhill, MA
    Posted on August 8th, 2019 09:44 AM
    Very pleasant and understanding during the whole process. He is a people person.
  • Encompass
    J
    Jonathan B
    Fitchburg, MA
    Posted on June 20th, 2019 01:38 PM
    Stephen is and was very helpful throughout the entire process! I couldn’t be happier with my decision in picking him for my first home purchase. He’s a wealth of knowledge.
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    About
    As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower as to the mortgage process and financing options available to them by guiding them into the proper loan product that meets their needs. He enjoys working with first time homebuyers by achieving their dreams of homeownership to create multi-generational wealth. He is an expert in Down Payment Assistance Programs, 203K Renovation Financing, and Rural Housing Financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable-Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
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    Positions
    • NewFed Mortgage - Loan Officer
      Feb 4th, 2019 - Current
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID: 16178
    • ME Mortgage Loan Originator License
    • MA MLO16178
    • View All
    Disclaimer
    © NewFed Mortgage, Corp. Branch NMLS #1810902; 32 Lincoln St, Reading, MA 01867. Corporate NMLS #1881; 98 High Street, Danvers, MA 01923. MA Mortgage Broker and Lender License No. MC1881; NH Mortgage Banker License No. 9474-MB; ME Supervised Lender License No. SLM8185; RI Lender License No.20041817 LL; RI Loan Broker License No. 20041818LB. NewFed Mortgage is an Equal Housing Lender. For more licensing: nmlsconsumeraccess.org | Privacy Policy: newfed.com/privacy-policy. Confirm licensing at nmlsconsumeraccess.org. New Fed Mortgage is an Equal Housing Lender. Member of the MA Mortgage Bankers Association and Better Business Bureau of Eastern MA