
Stephen Cote
Loan Officer | Renovation Lending Specialist

As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower... Show More
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We have worked with Steve for almost a year on a home purchase. From the beginning he advised us on how to better our credit and worked diligently to find a mortgage that would work for us. Of course, when we did find a home, it was during...
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Stephen is an absolute pleasure to work with. I recommend him to anyone going through this home buying process. My fiancé and I have used him twice and I wouldn’t even think about using anyone else in the future.
Stephen made everything so seamless even when things were getting out of hand he was right here to guide me through the process. I highly recommend Stephen!
Very smooth process, even during Covid lockdown. Stephen listened to our concerns and adapted the process to meet our needs.
Stephen was excellent since day ONE! He helped us day in and day out. Was available for a call, text and/or email from my husband and I at anytime. Not to mention he even helped us smooth out every bump in the road to speed up the process....
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Professional
Knowledge of Information
Quickly answered questions, no matter what
Personable
Site Cleanliness, I felt Safe during this Corona Virus Time
Thank you for all your Help.
The Communication and timeliness throughout the entire process
Would recommend Stephen to anyone 11/10, great to deal with, extremely knowledgable and beyond helpful every step of the way!
Stephen was extremely knowledgeable and worked hard to get us the best rate. I know for a fact we wouldn't have ended up with as good of a deal without his guidance and we were ecstatic with the outcome.
STEPHEN IS THE BESTTTTTTT
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About
As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower as to the mortgage process and financing options available to them by guiding them into the proper loan product that meets their needs. He enjoys working with first time homebuyers by achieving their dreams of homeownership to create multi-generational wealth.
He is an expert in Down Payment Assistance Programs, 203K Renovation Financing, and Rural Housing Financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable-Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- NewFed Mortgage - Loan OfficerFeb 4th, 2019 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID: 16178
- ME Mortgage Loan Originator License
- MA MLO16178
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Disclaimer
© NewFed Mortgage, Corp. Branch NMLS #1810902; 32 Lincoln St, Reading, MA 01867. Corporate NMLS #1881; 98 High Street, Danvers, MA 01923. MA Mortgage Broker and Lender License No. MC1881; NH Mortgage Banker License No. 9474-MB; ME Supervised Lender License No. SLM8185; RI Lender License No.20041817 LL; RI Loan Broker License No. 20041818LB. NewFed Mortgage is an Equal Housing Lender. For more licensing: nmlsconsumeraccess.org | Privacy Policy: newfed.com/privacy-policy.
Confirm licensing at nmlsconsumeraccess.org.
New Fed Mortgage is an Equal Housing Lender.
Member of the MA Mortgage Bankers Association and Better Business Bureau of Eastern MA