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Stephen Cote - Loan Officer | Renovation Lending Specialist in Reading, MA

Stephen Cote

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Loan Officer | Renovation Lending Specialist

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As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower... Show More
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Reviews from Web
  • Encompass
    K
    Kimberly S
    Methuen, MA
    Posted on May 18th, 2020 01:24 PM
    We have worked with Steve for almost a year on a home purchase. From the beginning he advised us on how to better our credit and worked diligently to find a mortgage that would work for us. Of course, when we did find a home, it was during...
    read more
  • Encompass
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    Tyler M
    Haverhill, MA
    Posted on May 11th, 2020 12:04 AM
    Stephen is an absolute pleasure to work with. I recommend him to anyone going through this home buying process. My fiancé and I have used him twice and I wouldn’t even think about using anyone else in the future.
  • Encompass
    V
    Victoria P
    Haverhill, MA
    Posted on April 27th, 2020 02:02 PM
    Stephen made everything so seamless even when things were getting out of hand he was right here to guide me through the process. I highly recommend Stephen!
  • Encompass
    K
    Kevin J
    Woburn, MA
    Posted on April 25th, 2020 02:31 PM
    Very smooth process, even during Covid lockdown. Stephen listened to our concerns and adapted the process to meet our needs.
  • Encompass
    S
    Sherrylyn S
    Lowell, MA
    Posted on March 25th, 2020 02:30 PM
    Stephen was excellent since day ONE! He helped us day in and day out. Was available for a call, text and/or email from my husband and I at anytime. Not to mention he even helped us smooth out every bump in the road to speed up the process....
    read more
  • Encompass
    M
    Marie L
    Salisbury, MA
    Posted on March 21st, 2020 03:41 PM
    Professional Knowledge of Information Quickly answered questions, no matter what Personable Site Cleanliness, I felt Safe during this Corona Virus Time Thank you for all your Help.
  • Encompass
    E
    Esverne E
    Methuen, MA
    Posted on March 3rd, 2020 12:22 PM
    The Communication and timeliness throughout the entire process
  • agent
    K
    Kyle L
    Posted on February 8th, 2020 12:30 AM
    Would recommend Stephen to anyone 11/10, great to deal with, extremely knowledgable and beyond helpful every step of the way!
  • agent
    B
    Brian T
    Posted on February 5th, 2020 11:33 AM
    Stephen was extremely knowledgeable and worked hard to get us the best rate. I know for a fact we wouldn't have ended up with as good of a deal without his guidance and we were ecstatic with the outcome.
  • agent
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    Taylor P
    Posted on February 5th, 2020 01:48 AM
    STEPHEN IS THE BESTTTTTTT
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    About
    As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower as to the mortgage process and financing options available to them by guiding them into the proper loan product that meets their needs. He enjoys working with first time homebuyers by achieving their dreams of homeownership to create multi-generational wealth. He is an expert in Down Payment Assistance Programs, 203K Renovation Financing, and Rural Housing Financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable-Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
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    Positions
    • NewFed Mortgage - Loan Officer
      Feb 4th, 2019 - Current
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID: 16178
    • ME Mortgage Loan Originator License
    • MA MLO16178
    • View All
    Disclaimer
    © NewFed Mortgage, Corp. Branch NMLS #1810902; 32 Lincoln St, Reading, MA 01867. Corporate NMLS #1881; 98 High Street, Danvers, MA 01923. MA Mortgage Broker and Lender License No. MC1881; NH Mortgage Banker License No. 9474-MB; ME Supervised Lender License No. SLM8185; RI Lender License No.20041817 LL; RI Loan Broker License No. 20041818LB. NewFed Mortgage is an Equal Housing Lender. For more licensing: nmlsconsumeraccess.org | Privacy Policy: newfed.com/privacy-policy. Confirm licensing at nmlsconsumeraccess.org. New Fed Mortgage is an Equal Housing Lender. Member of the MA Mortgage Bankers Association and Better Business Bureau of Eastern MA