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Stephen Cote - Loan Officer | Renovation Lending Specialist in Reading, MA

Stephen Cote

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Loan Officer | Renovation Lending Specialist

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As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower... Show More
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Reviews from Web
  • Encompass
    R
    Roberto J
    Lowell, MA
    Posted on October 30th, 2020 06:35 PM
    Stephen walked us through the process explained everything that we needed to know. I would definitely bring my family and friend to Stephen when they want to buy a home ! Again thanks Stephen
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    Clara S
    Lawrence, MA
    Posted on September 17th, 2020 07:31 PM
    Our overall experience with Steve was magnificent!! Steve is a great communicator, listener, educator, attention to detail and caring person we've ever dealt with in our 21 years of being home owners. A major hick up crossed our way, and Steve...
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    Mayobanex V
    Lawrence, MA
    Posted on September 17th, 2020 02:10 PM
    He is the best person in this business I highly recommend to anyone to work with him,thank you and you office for the service,
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    Paul A
    Haverhill, MA
    Posted on September 14th, 2020 01:19 PM
    Stephen was excellent. Made the process easy and no stress. He answered all questions, always responded and told us what was coming so prepared. Great to have met him and happy to have refinanced.
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    Cortney R
    Dracut, MA
    Posted on September 5th, 2020 10:33 PM
    Stephen has been great to us while purchasing our home 5 years ago and recently with refinancing. He has always remained in contact throughout the years and is always available to us with guidance we may need regarding our loan. He made the...
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  • Encompass
    D
    Danny R
    Lowell, MA
    Posted on August 29th, 2020 01:29 PM
    Steven Cote makes the whole process easy and always keeps you informed of what is going on
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    Lindsay M
    Georgetown, MA
    Posted on August 17th, 2020 09:19 PM
    This guy knows everything, very detail oriented!
  • Encompass
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    Kostas A
    Haverhill, MA
    Posted on August 16th, 2020 12:09 PM
    Stephen is not only a loan officer but an educator, he took the time to explain all the different loans available and what would be the benefit of each one, he was quick and easy and he never asked me for the same paper work twice (this happened...
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  • Encompass
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    Teryl D
    Medway, MA
    Posted on July 29th, 2020 10:11 AM
    It was a pleasure working with Steve over the past few months. He gave us valuable advice and was always available for questions and assistance. He is extremely knowledgeable And helpful!
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    Rashelly R
    Methuen, MA
    Posted on July 4th, 2020 02:54 PM
    Stephen answered all of our questions and then some. He also went out of his way to suggest ways on where we could save money. He was very friendly and relatable, which made the home buying process way more comfortable and as simple as can...
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    About
    As a 20-year veteran in home financing, Stephen is focused on customer service and strategies with each of his clients to structure a loan program that meets their family’s needs and financial goals. This begins with educating each borrower as to the mortgage process and financing options available to them by guiding them into the proper loan product that meets their needs. He enjoys working with first time homebuyers by achieving their dreams of homeownership to create multi-generational wealth. He is an expert in Down Payment Assistance Programs, 203K Renovation Financing, and Rural Housing Financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable-Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
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    Positions
    • NewFed Mortgage - Loan Officer
      Feb 4th, 2019 - Current
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID: 16178
    • ME Mortgage Loan Originator License
    • MA MLO16178
    • View All
    Disclaimer
    © NewFed Mortgage, Corp. Branch NMLS #1810902; 32 Lincoln St, Reading, MA 01867. Corporate NMLS #1881; 98 High Street, Danvers, MA 01923. MA Mortgage Broker and Lender License No. MC1881; NH Mortgage Banker License No. 9474-MB; ME Supervised Lender License No. SLM8185; RI Lender License No.20041817 LL; RI Loan Broker License No. 20041818LB. NewFed Mortgage is an Equal Housing Lender. For more licensing: nmlsconsumeraccess.org | Privacy Policy: newfed.com/privacy-policy. Confirm licensing at nmlsconsumeraccess.org. New Fed Mortgage is an Equal Housing Lender. Member of the MA Mortgage Bankers Association and Better Business Bureau of Eastern MA