

Guild Mortgage - Stephen Baker
Senior Loan Officer | NMLS# 432353

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
My buyers brought Stephen as their loan officer when we went to buy their house and I am GLAD THEY DID! He was great to work with and really on top of his stuff. He was always happy to answer any questions and was quick with turn arounds when...
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Reply from Guild Mortgage - Stephen Baker
December 30th, 2025 09:48 PM
Thank you so much Rebecca!
Stephen really is great!! He is great at communicating, getting things done efficiently and easy to work with. My buyers introduced me to him and I am GLAD THEY DID! He is someone I want to refer and work with time and time again.
Reply from Owner
December 30th, 2025 09:49 PM
Thank you so much Rebecca! I feel the exact same way!
Buying a home is a stressful process, no matter how you slice it. Highs and lows are inevitable and having a stabilizing force to guide a buyer through their transaction is pivotal. Stephen has been that for me during both my first and second...
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Professional and personable -- a pleasure to work with.
I simply can’t recommend Stephen Baker and Cardinal enough. Stephen worked with me during the course of my new home construction to bridge a funding gap and his diligent work enabled me to successfully complete my dream home on schedule - without...
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I cannot recommend Loan Officer Stephen Baker highly enough! Stephen has been my go-to for both purchase and refinance loans, and each time, he has exceeded my expectations. What sets Stephen apart is his genuine care and commitment to his...
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We’ve worked with Stephen on three home loans over the past 10 years. From VA loans to construction loans, Stephen is very knowledgeable, efficient, personable and makes a cumbersome process a lot easier than most loan officers. Stephen helped...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
1988
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 432353
Hobbies
- Listening and Playing Music
- Glamping
- Boating - Spending time on the water however possible
Disclaimer
I am authorized to do business in the states of California, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176; NMLS ID: 432353; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.