Guild Mortgage - Stephen Baker
Senior Loan Officer | NMLS# 432353
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Stephen and his whole team made this refinance go so smoothly. Stephen patiently answered all of my questions in a way that I could understand and the team made the process feel smooth and easy. We will definitely recommend Stephen and his...
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Reply from Stephen Baker
March 27th, 2026 06:46 PM
I'm pleased to hear that the refinance process was smooth and comprehensible for you, Emily. It's my goal to ensure all your questions are answered clearly, and I'm glad I could assist you. Thank you for considering recommending me and the...
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Stephen and his whole team at Guild Mortgage made this refinance go so smoothly. Stephen patiently answered all of my questions in a way that I could understand and the team made the process feel smooth and easy. We will definitely recommend...
read more
Reply from Guild Mortgage - Stephen Baker
April 4th, 2026 12:10 AM
Thank you Emily! I had fun working with you and so happy I was able to help!
This is the second time I've had the chance to work with Stephen, and it is a pleasure every time. Stephen goes out of his way to ensure the process is clear, and that you understand the ins and outs. Stephen is my go -to loan officer.
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Reply from Guild Mortgage - Stephen Baker
March 10th, 2026 11:47 PM
Thank you so much for your kind words, Tim! It is always a pleasure working with you, and I truly appreciate your trust and support. I am grateful to be your go to loan officer, and I look forward to helping you again whenever you need anything....
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I’ve worked with Stephen twice now, and it is always a pleasure. Stephen goes out of his way to explain and ensure you understand the process and the ins and outs of mortgages. There’s no reason to work with anyone else!
Reply from Owner
March 12th, 2026 08:19 AM
Thank you so much for your kind words, Tim! It is always a pleasure working with you, and I truly appreciate your trust and support. I look forward to helping you again whenever you need anything.
Stephen was very helpful and always responsive. He never missed my call. We are extremely happy with the service and the outcome we received.
Reply from Guild Mortgage - Stephen Baker
February 7th, 2026 12:20 AM
Thank you Brandon! I had a blast working with you all and so happy you are in your new home!
Steven had amazing communication skills. He was knowledgeable, frindly and prompt.
Reply from Guild Mortgage - Stephen Baker
February 4th, 2026 08:56 PM
Thank you Tasha! It was wonderful working with you!
Keep up the great job!
Reply from Guild Mortgage - Stephen Baker
February 4th, 2026 07:00 PM
Thanks Edgar! You know I am always here for you and your clients!
Once again, I had a great experience working with Stephen.
Reply from Guild Mortgage - Stephen Baker
July 30th, 2026 07:17 PM
Thank you so much Egar! I always love working with you and your customers!
Not just a mortgage but a new freind.
Reply from Guild Mortgage - Stephen Baker
December 30th, 2025 09:45 PM
I feel the same way Mark! I had a ton of fun - Ready to do it again!?!? 🤣
Stephen was communicative, professional, friendly, attentive and we had a really great experience working with him. It is apparent he really respects and cares about his clients. He went above and beyond communicating with us during tight timelines...
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Reply from Guild Mortgage - Stephen Baker
December 30th, 2025 09:46 PM
Thank you, Tracey! I really enjoyed all of our conversations and helping you through the process!
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
1988
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 432353
Hobbies
- Listening and Playing Music
- Glamping
- Boating - Spending time on the water however possible
Disclaimer
I am authorized to do business in the states of California, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176; NMLS ID: 432353; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.