Guild Mortgage - Stephen Baker
Senior Loan Officer | NMLS# 432353
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Reviews from Web
Stephen is AMAZING. Personable. Knowledgeable. Honest. Kind. Caring. Goes the extra mile. This guy knows what he's doing and he cares. His caring and kind spirit is what sets him apart from the others. Place your trust in him and you will NOT...
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Stephen is a valued resource in the mortgage profession as we went through this transaction. This was my first opportunity to work with him and I would gladly recommend him to others. It is wonderful to have someone with the depth of knowledge,...
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Reply from Guild Mortgage - Stephen Baker
July 30th, 2026 07:16 PM
Thank you so much Lea! I had so much fun working with you and looking forward to doing it again soon!
Stephen Baker was thorough, went out of his way to answer questions, calm nerves We had an unique situation and he made sure it was figured out Stephen communicated each step honestly And efficieny
Reply from Guild Mortgage - Stephen Baker
July 6th, 2026 03:48 PM
Jason, I'm grateful to hear that you found my efforts helpful in your unique situation. It's important to me to communicate each step clearly and provide honest support. If you have any more questions or need further assistance, please don't...
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Stephen has helped us multiple times over the years. We purchased our property in 2008 with the intention of building a new house ourselves (foolishly). I am a contractor but didn't want to go the construction loan route since we knew we wouldn't...
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Reply from Guild Mortgage - Stephen Baker
April 22nd, 2026 06:32 PM
Thank you so much Justin! It has been a lot of fun to watch the progression of your absolutely amazing property and home not to mention it's always a blast to work with you guys!
Amazing People to work with :)
Reply from Guild Mortgage - Stephen Baker
April 4th, 2026 12:08 AM
Thank you, Saudin! Always wonderful working with you!
Simple, easy straightforward amazing people🙂
Reply from Guild Mortgage - Stephen Baker
April 4th, 2026 12:08 AM
Thank you, Muska! Always wonderful working with you and your family!
Stephen was very easy to work with, communicated effectively and guided us to the right loan product for our needs. He was a joy to work with.
Reply from Stephen Baker
April 1st, 2026 08:49 PM
It's great to know that you found the process easy and the communication effective, Samuel. I'm glad I could help guide you to the right loan product for your needs. If there's anything else you need in the future, please feel free to reach...
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Stephen was very easy to work with, communicated effectively and guided us to the right loan product for our needs. He was a joy to work with.
Reply from Guild Mortgage - Stephen Baker
April 4th, 2026 12:10 AM
Thanks Sam! I had a blast working with you and all of our Friday converations!
Stephen and his whole team made this refinance go so smoothly. Stephen patiently answered all of my questions in a way that I could understand and the team made the process feel smooth and easy. We will definitely recommend Stephen and his...
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Reply from Stephen Baker
March 27th, 2026 06:46 PM
I'm pleased to hear that the refinance process was smooth and comprehensible for you, Emily. It's my goal to ensure all your questions are answered clearly, and I'm glad I could assist you. Thank you for considering recommending me and the...
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Stephen and his whole team at Guild Mortgage made this refinance go so smoothly. Stephen patiently answered all of my questions in a way that I could understand and the team made the process feel smooth and easy. We will definitely recommend...
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Reply from Guild Mortgage - Stephen Baker
April 4th, 2026 12:10 AM
Thank you Emily! I had fun working with you and so happy I was able to help!
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
1988
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 432353
Hobbies
- Listening and Playing Music
- Glamping
- Boating - Spending time on the water however possible
Disclaimer
I am authorized to do business in the states of California, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176; NMLS ID: 432353; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.