

Stephanie Nelson
Branch Manager

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Stephane made this process smooth as butter. She answered all questions and concerns in a short amount of time. She gave reassurance while I was anxious. Very professional and she helped me buy my dream home. I’m so happy. I will refer everyone...
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Stephanie was great! Quick and efficient and very very helpful! Our experience was also easy!
Stephanie made our first time home buying easy and had step by step instructions for us t work on. I’d highly recommend her to anyone interested in buying a house
The app was extremely helpful to keep track of where we were in the buying process.
Form the first moment I walked into the door, Ms. Stephanie and her team were awesome! They were very informative and helpful in every step of the process, from applying all the way to closing, there service is Phenomenal! The team was very...
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She was very helpful and answered any questions we had. Since it was our first house buying experience, we were a little lost with everything going on. She made it very smooth for us.
Needed better communication and explanation of what documents we were signing.
She was super sweet! Updated me on every process of buying my house :)
She jumped through hoops to make sure we got the approval we needed to get the home we wanted. I'm very pleased with all she has done and I am so grateful.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers
Bond Loans
VA Loans
FHA Loans
Conventional Loans
Mobile Homes
Rural Development
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Positions
- USA Mortgage - Sr. Mortgage OriginatorOct 7th, 2024 - Oct 16th, 2026
- New American Funding - Branch ManagerFeb 1st, 2023 - Oct 7th, 2024
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 136862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.