

Stephanie Nelson
Branch Manager

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Stephanie always answered my calls or text quickly and answered all of my questions. We are so lucky we used her for our loan!
Any questions I had they answered right away.
Stephanie was super fast with our mortgage loan! She was super pleasant to work with and was available to answer all my questions at any time of the day.
Stephanie and Paige , were very understanding . Explained everything to me in detail, being a first time home owner I was nervous. They were very patient with me and when I would reach out with questions they answered in a timely manner. Qould...
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The whole experience!
Stephanie went above and beyond. She walked us through every detail even working on her days off. She was always quick to respond and answer any questions we had. I am a first time home owner and she made this process as smooth and simple as...
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From the beginning of my loan process, it was a up hill climb that took me to new heights that I never experienced before. But little did I know that I had the right people in my corner, who exceeded all expectations. Thank you very much for...
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Great helpful people
made the process easy and smooth!!
Stephanie and Paige made the process easy and stress free. This was my first time buying a home and I wouldn’t recommend using anyone else but the team at USA!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers
Bond Loans
VA Loans
FHA Loans
Conventional Loans
Mobile Homes
Rural Development
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Positions
- USA Mortgage - Sr. Mortgage OriginatorOct 7th, 2024 - Oct 16th, 2026
- New American Funding - Branch ManagerFeb 1st, 2023 - Oct 7th, 2024
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 136862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.