

Stephanie Nelson
Branch Manager

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Always available to answer my questions, very fast and friendly☺️
Made the whole process understandable and answered my questions promptly
Stephanie is professional, knowledgeable, and communicates well. Our refinance was quick and easy.
Stephanie was always extremely easy to get in touch with at any time or day when we had questions. She stayed on top of our loan process and kept us updated throughout it.
Getting it done with very little need for me aside from original information
Stephanie was very helpful and was quick to answer any questions.
Communication and help when needed!
Stephanie as always worked fast to close our home loans.
Was pretty quick to respond back
I had a extremely difficult time communicating with my contractor, but Mrs. Stephanie helped us get the information we were missing. She alone made it bearable.
The mobile signatures option is also extremely convenient.
Reply from Stephanie Nelson
December 22nd, 2021 07:38 PM
Michaela, thank you for the review and opportunity! We are so glad to hear that Stephanie provided a great experience for you during your home purchase. Wishing you and Fathom all the best!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers
Bond Loans
VA Loans
FHA Loans
Conventional Loans
Mobile Homes
Rural Development
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Positions
- USA Mortgage - Sr. Mortgage OriginatorOct 7th, 2024 - Oct 16th, 2026
- New American Funding - Branch ManagerFeb 1st, 2023 - Oct 7th, 2024
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 136862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.