Stephanie Nelson
Branch Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
She was able to work with me through the process, make it easy to understand, and she was very good at making me feel safe and secure that she knew what she was doing. She was very professional, kind, and courteous.
Reply from Stephanie Nelson
October 21st, 2026 08:54 PM
Thank you Shelly! I hope you and your family enjoy your beautiful new home.
Mrs. Stephanie was always a phone call or text away. Always eager to answer my many questions! Her and her team were always very pleasant to speak too as well.
Stephanie was always willing to answer our questions, day or night!
Stephanie was extremely helpful, supportive, and answered all of my questions.
Stephanie was amazing during my process of buying a home. I decided to go with either a FHA loan or a USDA loan, and ended up going USDA. She was very communicative, considerate, transparent, and prompt. I highly reccomend getting Stephanie...
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Reply from Stephanie Nelson - Mortgage Profess...
May 1st, 2024 12:48 AM
Thank you so much for your kind words, Ethan. I'm thrilled to hear that you had a positive experience with your USDA loan process. Your satisfaction is my top priority, and it was a pleasure to provide you with all the necessary information...
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The kindness and excitement over my journey through the entire process made the experience wonderful!
She was super easy to communicate with and fast to reply. If she wasn't available one of her team members was and helped us however possible. It made buying a house so much easier than expected having a team of great people with constant connection....
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Stephanie & her team were awesome and so efficient! We were on a tight time schedule and she made it happen. Thank you!!
I walked in clueless for the modest part and they were so helpful with taking me through everything from what I needed to do to get my credit where it needed to be to walking me through the process all the way to closing.
On top of everything!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers
Bond Loans
VA Loans
FHA Loans
Conventional Loans
Mobile Homes
Rural Development
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Positions
- USA Mortgage - Sr. Mortgage OriginatorOct 7th, 2024 - Oct 16th, 2026
- New American Funding - Branch ManagerFeb 1st, 2023 - Oct 7th, 2024
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 136862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.