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Stephanie Moncayo, Ruoff Mortgage

Name: Ruoff Mortgage
Address: 1710 Edison Rd Suite C, South Bend, Indiana, 46617
Telephone: +1-269-932-2435
Rating: 4.93

Ruoff Mortgage - NMLS 2223577

Ruoff Mortgage - South Bend

4.93

(147)

Mortgage

Mortgage Loan Officer

Contact Info

(269) 932-2435

South Bend, IN

https://www.ruoff.com/stephaniemoncayo

https://apply.ruoff.com/stephaniemoncayo

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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4.93

(147)

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Experience.com

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The entire experience was excellent! Stephanie was a huge help while going through the process of buying our first home!

Reply from Stephanie Moncayo, Ruoff Mortgage

January 4th, 2026 12:15 AM

I loved helping you out with this huge milestone Lexi! I'm wishing you all the best in your new home :)

We loved the communication throughout the process. Any questions we had, were answered quickly & explained very well! The process was very easy & stress free!

Reply from Stephanie Moncayo, Ruoff Mortgage

January 4th, 2026 12:29 AM

It was so great working with you and Sada and I'm hoping your new home is everything that you guys wished for!

stephanie actually did her research to get us the loan we needed unlike the mor company we tried to us

Reply from Stephanie Moncayo

February 9th, 2026 05:28 PM

It was my pleasure Kobus! I hope everything is going great in your new home :)

Concepcion Amaya Alvarado

Reply from Stephanie Moncayo

January 4th, 2026 12:30 AM

Fue un placer ayudarle con la compra de su vivienda, Concepcion!

Stephanie worked for me, not against me. She fought to get me in the house I wanted and IM IN THERE! She’s NEVER rude, very respectful. It’s a lot of information at once and she’ll repeat it for you if needed.

Reply from Owner

February 9th, 2026 05:28 PM

I LOVED helping you out with your mortgage process Matt, I'm so happy we were able to make this dream a reality for you!!

She went out her way to get me in the home I wanted. She was for me, not against me. I felt as though she worked for me. HIGHLY recommend her. I can't thank her enough .

Reply from Stephanie Moncayo, Ruoff Mortgage

February 9th, 2026 05:30 PM

It was fantastic working together Matt, so happy we were able to make this milestone happen for you! :)

Stephanie was very knowledgeable and kept us in the loop on everything . Explained things very well to us in a way that was very understanding

Reply from Stephanie Moncayo

November 18th, 2025 03:49 AM

I'm pleased to know that you felt well-informed and that everything was explained clearly during your experience. Keeping you updated and ensuring everything is understood is a priority for me. Thank you for your positive feedback, Corey.

Stephanie is the BEST!! As a first time homeowner, I couldn’t have asked for better.

Reply from Owner

February 9th, 2026 05:29 PM

Thanks so much Cassie!! :) After a long couple of years I'm so happy you were able to find your home and that everything worked out for you!

Stephanie was very helpful and friendly! She great at her job!

Reply from Stephanie Moncayo, Ruoff Mortgage

October 24th, 2025 06:19 PM

It was a pleasure working with you Cassie, and so well deserved! Wishing you nothing but the best

Working with Stephanie was an excellent experience. She was thorough, knowledgeable, and extremely patient, taking the time to explain every detail and answer all my questions. I truly appreciated her professionalism and dedication. I highly...

Reply from Owner

October 24th, 2025 06:19 PM

Thanks so much Karen for your kind words! It was so great working together and I'm so happy everything turned out just they way it needed to for you :)

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About

At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Construction Loan

Medical Professional Mortgages

Fixed Rate Mortgages

Adjustable Rate Mortgages