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Stephanie Moncayo, Ruoff Mortgage - Ruoff Mortgage - NMLS 2223577 in South Bend, IN
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Stephanie Moncayo, Ruoff Mortgage

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Ruoff Mortgage - NMLS 2223577

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At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
95%
4 Star
5%
3 Star
0%
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Reviews from Web
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    Brandon B
    Posted on January 7th, 2026 11:12 PM
    She felt with a few problems that we had and she went above and beyond and we couldn’t be happier
    Reply from Owner
    January 8th, 2026 02:14 PM
    I’m so glad we were able to save this deal for you guys! I’m super excited to know you’re now in your new home!
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    Brandon L B
    Elkhart, IN
    Posted on January 7th, 2026 11:12 PM
    Went through a few problems and Stephanie helped us overcome and get into our new home that we absolutely love
    Reply from Stephanie Moncayo, Ruoff Mortgage
    January 8th, 2026 02:15 PM
    So happy we got this all worked out in the end for you guys when somebody else couldn’t. In the end it was all you guys taking all the right steps and following my guidance to the t. I’m so happy for you!!
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    Leeann I B
    Elkhart, IN
    Posted on January 7th, 2026 11:10 PM
    Love everything she got us closed really fast
    Reply from Stephanie Moncayo, Ruoff Mortgage
    January 8th, 2026 02:15 PM
    It was my pleasure Leeann!
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    Amanda G
    Posted on January 7th, 2026 11:00 PM
    Stephanie Moncayo, Ruoff Mortgage has received a review with 5 star rating from Amanda G
    Reply from Owner
    January 8th, 2026 02:16 PM
    Thanks so much Amanda! I hope everything is fantastic with your new home
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    Amanda L G
    Elkhart, IN
    Posted on January 7th, 2026 10:59 PM
    Simply just very kind, and knew their job very well .
    Reply from Stephanie Moncayo, Ruoff Mortgage
    January 8th, 2026 02:17 PM
    Appreciate your kind words Amanda, you are so deserving of being a homeowner and I couldn’t be happier for you guys!
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    Christie M
    Posted on January 4th, 2026 12:29 AM
    Stephanie Moncayo, Ruoff Mortgage has received a review with 5 star rating from Christie M
    Reply from Owner
    January 8th, 2026 02:16 PM
    Thanks so much Christie!
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    Christine M
    South Bend, IN
    Posted on January 4th, 2026 12:28 AM
    I'm Im out of town and Stephanie Moncayo really simplified things for me and helped me out in every way. She also took great care of my dlaughter, who was in town
    Reply from Stephanie Moncayo, Ruoff Mortgage
    January 8th, 2026 02:16 PM
    It was my pleasure Christie! Super happy it all worked out for Niki and yourself
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    Metallo
    Posted on January 3rd, 2026 09:06 PM
    Stephanie was super helpful, friendly and professional. Went above and beyond to help me with my purchase. Would highly recommend
    Reply from Owner
    January 8th, 2026 02:17 PM
    Super happy it all worked out in the end Niki! 🫶🏽
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    Niki L B
    South Bend, IN
    Posted on January 3rd, 2026 09:05 PM
    Stephanie was wonderful to work with. super knowledgeable, professional, friendly, and quick to respond . Great experience,would highly recommend
    Reply from Stephanie Moncayo, Ruoff Mortgage
    January 4th, 2026 12:14 AM
    It was such a pleasure helping you out with your purchase Niki :)
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    Luis P
    South Bend, IN
    Posted on December 27th, 2025 04:15 PM
    Excellent experience
    Reply from Stephanie Moncayo, Ruoff Mortgage
    January 4th, 2026 12:15 AM
    Muchas gracias Luis! Fue un placer ayudarle una vez mas con su prestamo
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    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Mortgage Origination
    Mortgage Broker
    Loan Services
    Conventional Loans
    ITIN Loans
    VA Loans
    USDA Loans
    FHA Loans
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    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jun 4th, 2024 - Current
    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2223577
    Gallery
    Stephanie Moncayo, Ruoff Mortgage - Gallery Photo
    Stephanie Moncayo, Ruoff Mortgage - Gallery Photo
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    Stephanie Moncayo, Ruoff Mortgage - Gallery Photo
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    +4
    Awards
    2025 Loan Officer Rookie of the Year
    2025 Loan Officer ...
    Hobbies
    • Dancing
    • Singing
    • Anything numbers related
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    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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