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Stephanie Moncayo, Ruoff Mortgage - Ruoff Mortgage - NMLS 2223577 in South Bend, IN
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Stephanie Moncayo, Ruoff Mortgage

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Ruoff Mortgage - NMLS 2223577

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At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
95%
4 Star
5%
3 Star
0%
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Reviews from Web
  • Encompass
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    Callie J B
    LaGrange, IN
    Posted on February 8th, 2026 04:05 PM
    Stephanie was on top of everything. Very quick and organized and very informative. She was very patient and understanding. Just overall great to work with and we love ruoff.
    Reply from Stephanie Moncayo, Ruoff Mortgage
    February 9th, 2026 05:27 PM
    So great working with you guys, thanks so much for trusting me with your mortgage. Good luck in your new adventure and all my best wishes to you!
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    Kyle A K
    South Bend, IN
    Posted on February 6th, 2026 04:10 PM
    She is amazing would highly recommend to any one
    Reply from Stephanie Moncayo
    February 9th, 2026 05:28 PM
    Thanks so much Kyle!! It was wonderful working with you
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    Daniel E
    South Bend, IN
    Posted on January 20th, 2026 04:27 PM
    She made this completely possible,awesome experience with stephanie.
    Reply from Stephanie Moncayo
    January 30th, 2026 04:28 PM
    Daniel, thank you for the great feedback, and I'm glad to hear about your positive experience. Working with you was a pleasure, and I'm grateful I could help make things possible on your journey. If you have any future needs, feel free to reach...
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    Arnulfo A
    Elkhart, IN
    Posted on January 10th, 2026 01:23 AM
    Quick response, excellent customer service, and great friendliness.! thanks Sthephanie Very recommended!!
    Reply from Stephanie Moncayo, Ruoff Mortgage
    January 14th, 2026 03:14 PM
    Thanks so much Arnulfo! It was a pleasure working with you for your home purchase
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    Leonel R
    Posted on January 9th, 2026 04:12 PM
    Stephanie Moncayo, Ruoff Mortgage has received a review with 5 star rating from Leonel R
    Reply from Owner
    January 20th, 2026 12:56 AM
    Thank you for the high rating, Leonel. I'm glad I could assist you with your needs at Ruoff Mortgage.
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    Leonel D R
    Elkhart, IN
    Posted on January 9th, 2026 04:11 PM
    Fue una experiancia muy buenaXm, nos apoyo apoyó mucho con todo el proceso y siemore estuvo muy pendiente
    Reply from Stephanie Moncayo
    January 19th, 2026 04:12 PM
    Leonel, I'm glad to hear that you had a positive experience and felt supported throughout the process. It’s important to me to be attentive and ensure everything goes smoothly. Thank you for your kind words, and I'm pleased I could assist you....
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    Jacqueline C
    Posted on January 8th, 2026 05:55 AM
    Stephanie Moncayo, Ruoff Mortgage has received a review with 5 star rating from Jacqueline C
    Reply from Owner
    January 19th, 2026 12:52 AM
    Thank you for the positive rating, Jacqueline. I appreciate it.
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    Juan C G
    South Bend, IN
    Posted on January 8th, 2026 05:51 AM
    In every aspect of my process Stephanie Moncayo work with us with deligent and profetssionalism. We were very happy with her from the beginning of the process to the end. We can highly recommend her and Rouff Mortgag.
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    Reply from Stephanie Moncayo, Ruoff Mortgage
    January 8th, 2026 02:12 PM
    Thanks so much Juan and Jacqueline! It was such a pleasure working with you guys
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    Jimmy Z
    Posted on January 7th, 2026 11:33 PM
    Stephanie Moncayo, Ruoff Mortgage has received a review with 5 star rating from Jimmy Z
    Reply from Owner
    January 8th, 2026 02:13 PM
    Appreciate the trust Jimmy and Beth!
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    James J Z
    South Bend, IN
    Posted on January 7th, 2026 11:33 PM
    Stephanie went above and beyond for us! Our home buying process was kind of a roller coaster, but Stephanie was the best person to have on our side! She worked out every problem with us and is the reason we were successful buying our home!
    read more
    Reply from Stephanie Moncayo, Ruoff Mortgage
    January 8th, 2026 02:14 PM
    It was a bit of a roller coaster but you guys are so deserving and followed through with everything needed to make the home buying process work out in the end! I loved working with you guys and I’m so happy we were able to get to the finish...
    read more
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    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Mortgage Origination
    Mortgage Broker
    Loan Services
    Conventional Loans
    ITIN Loans
    VA Loans
    USDA Loans
    FHA Loans
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    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jun 4th, 2024 - Current
    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2223577
    Gallery
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    Stephanie Moncayo, Ruoff Mortgage - Gallery Photo
    Stephanie Moncayo, Ruoff Mortgage - Gallery Photo
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    +4
    Awards
    2025 Loan Officer Rookie of the Year
    2025 Loan Officer ...
    Hobbies
    • Dancing
    • Singing
    • Anything numbers related
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    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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