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Stephanie Moncayo, Ruoff Mortgage - Ruoff Mortgage - NMLS 2223577 in South Bend, IN
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Stephanie Moncayo, Ruoff Mortgage

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Ruoff Mortgage - NMLS 2223577

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At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
95%
4 Star
5%
3 Star
0%
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Reviews from Web
  • Encompass
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    Tyler M B
    Kokomo, IN
    Posted on September 8th, 2026 03:29 PM
    Stephanie did an amazing job since day one of starting our loan. She was always available for questions and was very informative and answering any and all questions that we had. Stephanie went above and beyond her job requirements in my opinion...
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    Reply from Stephanie Moncayo
    September 18th, 2026 03:30 PM
    Tyler, I truly appreciate your kind words and recommendation. It’s wonderful to know that my efforts from the start of your loan process made a difference and helped you secure the house you wanted. At Ruoff Mortgage, we strive to provide informative...
    read more
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    Tyler H
    Winamac, IN
    Posted on August 27th, 2026 01:45 AM
    Stephanie worked with me very well and was very responsive to any questions I had along the way. It was a very straightforward process and there was no surprises along the way while submitting documents and gathering information. I heard good...
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    Reply from Stephanie Moncayo
    September 7th, 2026 03:43 PM
    Tyler, thank you for sharing your experience. I'm glad to hear that the process was straightforward and exceeded your expectations. It's great to know that the loan approval and closing went smoothly, making it a better experience for you this...
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    Lexi
    Posted on August 20th, 2026 11:13 PM
    Stephanie is so great to work with and was always available to answer any questions we had!
    Reply from Owner
    August 31st, 2026 03:29 PM
    Lexi, thank you for your kind words! I'm pleased to hear that I could be there to answer your questions and make the process smooth for you.
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    Anthony E B
    Mishawaka, IN
    Posted on August 20th, 2026 11:13 PM
    Stephanie is so great to work with and was always available to answer any questions we had
    Reply from Stephanie Moncayo
    August 31st, 2026 07:30 PM
    Anthony, thank you for your kind words! I'm glad I could be there to answer your questions and make the process smooth for you.
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    Adriane A
    SOUTH BEND, IN
    Posted on August 17th, 2026 03:11 PM
    Responsive and helpful
    Reply from Stephanie Moncayo
    August 27th, 2026 03:12 PM
    Adriane, I appreciate your feedback. I'm glad to hear that you found my responsiveness and help beneficial.
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    Gavin M
    Mishawaka, IN
    Posted on July 30th, 2026 05:25 PM
    Stephanie took the burden off of our hands of buying a house and was very knowledgeable and helpful. We love her!
    Reply from Stephanie Moncayo
    August 10th, 2026 02:31 PM
    Gavin, I appreciate your kind words and am happy to have been helpful in making the home-buying process easier for you. I'm glad to hear that you felt supported throughout your journey with Ruoff Mortgage.
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    Melissa M
    Mishawaka, IN
    Posted on July 27th, 2026 01:02 PM
    Stephanie was a lifesaver during the stressful experience! Her knowledge and communication was key in getting us to the finish line 💟
    Reply from Stephanie Moncayo
    August 6th, 2026 04:50 PM
    Melissa, I'm pleased to hear that my knowledge and communication were helpful during such a stressful time. It was my pleasure to support you and ensure everything went smoothly at Ruoff Mortgage.
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    Oliver H T
    Elkhart, IN
    Posted on July 4th, 2026 09:10 PM
    Overall easy process and very friendly employees!
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    Angela A F
    South Bend, IN
    Posted on June 29th, 2026 12:19 PM
    Stephanie was very helpful.
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    Mike M
    Posted on June 24th, 2026 12:20 AM
    Stephanie Moncayo, Ruoff Mortgage has received a review with 5 star rating from Mike M
    Reply from Owner
    July 6th, 2026 04:46 PM
    Thank you for the perfect rating, Mike. I'm glad to know your experience with Ruoff Mortgage was a positive one. If you ever need assistance in the future, feel free to reach out.
  • 11–20 of 147
    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Mortgage Origination
    Mortgage Broker
    Loan Services
    Conventional Loans
    ITIN Loans
    VA Loans
    USDA Loans
    FHA Loans
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    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jun 4th, 2024 - Current
    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2223577
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    Stephanie Moncayo, Ruoff Mortgage - Gallery Photo
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    +4
    Awards
    2025 Loan Officer Rookie of the Year
    2025 Loan Officer ...
    Hobbies
    • Dancing
    • Singing
    • Anything numbers related
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    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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