Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Very responsive, provides guidance and information, helps troubleshoot issues, good technology platform and team support.
Great communication and efficiency!
Reply from Stacey Smith
March 1st, 2025 08:51 AM
I'm so thrilled to hear that you had a positive experience, Kyle! Communication and efficiency are some of our top priorities at Lower (Thrive), and your feedback reassures us that we're doing our job right. Really appreciate your generosity...
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Answering questions. Exploring finance option at client's request. Being patient. Responding to calls.
Stacey was very patient and helpful throughout the process and answered all of our questions.
Stacey Smith has received a review with 5 star rating from Tim K
Could not have been more excited pleased with her knowledge, expertise and service. Highly recommended!
Reply from Stacey Smith
March 1st, 2025 08:51 AM
Timothy, I'm really glad to hear you had a positive experience and thrilled that you're satisfied with the service I provided. Your recommendation means a lot to me. I always strive to ensure that my clients are well-informed and comfortable...
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Stacey has been wonderful to work with and going the extra mile to ensure our client's first-time home purchase is successful.
Stacey was absolutely amazing knowledge and did a great job. She was the best!!
As first time home buyers, my husband and I really valued Stacey Smith’s professionalism and patience. She really educated us about each step, from mortgage pre-approval to closing. Her guidance in understanding the mortgage process was particularly...
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Reply from Stacey Smith
March 1st, 2025 08:51 AM
I'm so pleased to hear that you found the mortgage process to be understandable and smooth, Cora. Your kind words mean a lot to me. Knowing that I was able to guide you and your husband through your first home buying experience with patience...
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Thrive Mortgage is the absolute lending company I have ever dealt with. Stacey Smith was very professional, experienced and tremendously helpful. I highly recommend!
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.