Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Communication from Stacey and her team was excellent. They were responsive and provided clear and concise information to us making our experience with them wonderful. Thank you for everything!
Reply from Stacey Smith
March 1st, 2025 08:51 AM
Hi Todd, Thank you so much for your kind words! It was a pleasure working with you, and I’m thrilled to hear that the communication and information provided were helpful. My team and I always strive to make the experience as smooth as possible,...
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We receiced A++++++ support from Stacey I appreciated her communication and outstanding service we received during the entire loan process .
Stacey and team are very knowledgeable and very easy to work with which made the whole process very comfortable and worry free.
Stacey and team were on top of the entire process and also usage of secure website to share required documents made us feel more comfortable. Thank you!
Reply from Stacey Smith
March 1st, 2025 08:51 AM
Vardhaman, it was an absolute pleasure working with you! I'm so glad we were able to make the process smooth and that you felt comfortable using our secure website. The team here at Lower (Thrive) always strives to provide the best experience...
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Overall process every which way you look at it. Honesty professionalism transparency efficiency response time and the list goes on
Reply from Stacey Smith
March 1st, 2025 08:51 AM
Wow, Robbie! I'm so incredibly touched by your review. Hearing that my work embodies honesty, professionalism, transparency, and efficiency truly makes my day. I strive to provide the best possible experience for every client, and your feedback...
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Stacey always updated us regarding the steps and process. She was easily reached when we had questions, and she explained things clearly
Kept informed and updated throughout the process
The team made sure I understood the entire process and kept me informed.
Reply from Stacey Smith
March 1st, 2025 08:51 AM
Bervely, thank you so much for the wonderful review! I'm so glad to hear that you felt well-informed and that the team made sure you understood the entire process. It's really important to us at Lower (Thrive) that our clients feel comfortable...
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Stacy went above and beyond to help me and my wife.
Stacy went above and beyond to help me and my wife.
Reply from Stacey Smith
March 1st, 2025 08:51 AM
I'm so pleased to hear that you and your wife had a positive experience, Jakob! Your feedback means a lot to me, and I'm glad I had the opportunity to work with you both. At Lower (Thrive), we aim to always go 'above and beyond' for our clients....
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.