Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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I have worked with Stacey a couple of times now and each time has been a great experience. Stacey is phenomenal . Her expertise and experience make her the best!!
Stacey is phenomenal. Her expertise and experince make her the best.
Stacey was knowledgable, speedy and very helpful
Good experience. Felt like they had my best interest at heart and were professional. I could have used more communication throughout the process.
Stacey makes everything easier and she is an amazing person!!!
Stacey was able to secure a very competitive interest rate for my loan and the process was extremely seemless and smooth.
She has give me the best experience both times I have bought my house. She gave me all the information and when I had questions or through a curve ball her and her team took it and ran!!! So empresses with her and there attention to detail
Stacey walk you throgh the process when you don't know quite what is going on. She makes makes sure you are getting the best bang for your buck!!!
we had a great experience with Stacey and the Thrive team! They helped us understand everything since it was our first time buying a home and ensured it all went smoothly!
Professional, knowledgeable, responsive and pleasant. This was my second loan with Stacy and I will continue to do business with her. Her staff is great too!
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.