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Stacey Smith - Branch Manager | NMLS# 188887 in Austin, TX

Stacey Smith

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Branch Manager | NMLS# 188887

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Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
94%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Hisham A A
    KYLE, TX
    Posted on March 30th, 2026 11:45 AM
    like Because Everything's Goin easy And Great And Beautiful. Thank You
    Reply from Stacey Smith
    April 6th, 2026 05:38 PM
    It's wonderful to know that everything went smoothly and met your expectations, Hisham. I'm glad you found the experience positive and easy. Thank you for the kind words and for choosing me to assist you. If there's anything else you need,...
    read more
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    Jerry M
    DRIFTWOOD, TX
    Posted on March 8th, 2026 09:50 PM
    Just a seamless experience as it always is with Stacey. There is always something unexpected that comes up through this process but I know that she will always guide us to the finish line!
    Reply from Stacey Smith
    March 16th, 2026 01:39 PM
    It's great to know that you found the experience seamless, Jerry. My goal is to make the process as smooth as possible, even when unexpected challenges arise. I'm pleased that I could guide you to the finish line successfully. Thank you for...
    read more
  • google
    S
    Steve S
    Posted on February 18th, 2026 03:11 PM
    Stacey and her team are a "get it done" group of professionals. I have done many, many loans over the years and Stacey and her group are as good as it gets. I am very grateful to have met her/them.
  • Encompass
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    Steven G S
    AUSTIN, TX
    Posted on February 18th, 2026 03:11 PM
    Stacey and her team are a "get it done" group of professionals. I have done many, many loans over the years and Stacey and her group are as good as it gets. I am very grateful to have met her/them.
    Reply from Stacey Smith
    February 25th, 2026 03:12 PM
    I'm grateful for your thoughtful words, Steven. It means a lot to hear that you found my team and I to be efficient professionals. It was a pleasure working with you on your loan, and your appreciation truly motivates us to keep providing our...
    read more
  • Encompass
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    Charlene O J
    AUSTIN, TX
    Posted on February 13th, 2026 12:31 PM
    This process was very cumbersome for me. My deceased husband did all of the lending communictaion with our many houses we purchsed through the 55 years I was married to him. My two sons helped me navigate the process by neing in contact with...
    read more
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    Lisa E
    Posted on February 6th, 2026 07:09 PM
    Stacey was more than patient with all the questions I had. We went through a roller coaster to sell our home and she helped with financing through a bridge and final home loan. She is excellent!
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    Lisa A E
    HORSESHOE BAY, TX
    Posted on February 6th, 2026 07:07 PM
    We went through lots of ups and downs, and Stacey was always willing to help with any questions I had. I had lots!
    Reply from Stacey Smith
    February 13th, 2026 07:08 PM
    I'm glad to hear that I could assist you during the ups and downs, Lisa. Addressing your questions was a priority for me, and I'm happy to know that my efforts made a difference. Thank you for your kind words and the 5-star rating. If you have...
    read more
  • Encompass
    K
    Komal S
    GEORGETOWN, TX
    Posted on January 10th, 2026 01:32 PM
    informative
  • Encompass
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    Alana J S
    AUSTIN, TX
    Posted on December 21st, 2025 05:36 AM
    Stacey and her team were outstanding, and the portal provided a smooth, intuitive, and user-friendly experience.
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    Mariia E
    LAKEWAY, TX
    Posted on December 9th, 2025 04:13 PM
    Great professionalism, easy to have detailed conversations.
  • 21–30 of 380
    About
    Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
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    Positions
    • Lower Mortgage LLC - Branch Manager
      Jun 1st, 2017 - Current

    Year Started

    2017

    Time Zone

    Central Standard Time (CST)
    Licenses
    • Branch NMLS# 1436704
    • NMLS# 188887
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.