Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Stacey is the best. Walked us though the entire process with ease. She is awesome at what she does, and I would highly recommend her to others needing mortgage assistance.
Stacey and her team were on top of everything throughout the entire process. As a Realtor, communication is extremely important and I was included in all the communications between my client and Stacey's team. Will definitely use Stacey/Thrive...
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My husband and I have worked with Stacey many times and have always been impressed with the ease and speed of the process. This time we worked with Holly as well on the information gathering and she is amazingly easy and efficient to work with...
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Rate lock way too short. Closing should have been earlier
Stacey has allowed us to develop a professional rapport that give us the confidence needed to see our dreams come true. Stacey has consistently served our needs and has always addressed our concerns appropriately and effectively.
Her willingness to understand our prior situation, sympathize with us, and work on making it better.
Stacey went above and beyond our expectations. Very thorough, organized and knowledgeable - gave us daily instruction and assistance to get us to a positive result.
They went over and above expectations and got us approved in record time. The whole team was fantastic
As the owner of my own business, I make it a point to be an expert in my field. I learned a long time ago, when I need help with something out of my field, I only want to hire the person who is the smartest in their field. That’s why I worked...
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Everyone was warm, friendly and knowledgeable. As a first time home buyer I was walked through each step. Definitely a great company. Highly recommend.
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.