Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Stacey and her team are nothing short of amazing!! Great communication. Great collaboration. Great assistance with details. Super supportive. They are helping my dream come true!! Thank you to all who touched my application!! Great work!
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I was recently in the process of purchasing a home. I wouldn’t have been able to do it so stress free without this team of people working together. They were very prompt, forward on what was needed, easy to reach as well as getting back to...
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Communication was spot on!
I haven't purchased a house in 20 years so they're was a lot that had changed to get thru the process. Thrive and Stacey had great communication and quick to respond to any questions I had.
Stacey and her team were extremely transparent and actively sought out options solely in the interest of helping me find the best price possible. They also were on top of everything I needed to purchase my new home. Thank you so much!
Our home loan interest was matched to a competitor and the loan was processed in just 2 weeks helping us close on time.
Was very helpful in giving advices on what to do and when to do
Would have been better
Stacey was always available for questions and worked with us through the whole process. She is great at what she does and alway professional, working hard for her clients.
Great communication and response times as well as a patience to work with me through some challenging moments.
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.