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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Let's just say that I have always dreaded doing the paperwork and going through the tedious process related to house mortgage ; but our loan officer, Ben Gheliuc made everything simple and with as little stress as possible.Ben is very personable,...
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Reply from Owner
January 14th, 2022 12:58 AM
Thank you So Much Lidia! It was such a blessing to work with you and Eli.
He was a professional gentleman. Great manners. Easy to talk to. Highly-qualified.
Ben helps us get our dream home. He is professional, efficient and available to us all the time throughout the process. I would definitely recommend him. He is awesome!!. It was a pleasure having him as our loan officer.
Oh my God, so many things. He is a great person, awesome personality. He was always there for us with answers to all our questions. He made our wish to have a home a reality. He was always on top of things we needed to qualify for the home...
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Working with Ben and his team was great. Everything went smooth and he took care of us at every turn. I highly recommend Ben .
Ben is an amazing loan officer. I’ve never met someone more dedicated and passionate about helping out others. He’s very hands on through the entire process and kept me informed so I never had to question what was going on with my loan. His...
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Ben is an amazing loan officer. I’ve never met someone more dedicated and passionate about helping out others. He’s very hands on through the entire process and kept me informed so I never had to question what was going on with my loan. His...
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The communication and explanation.
Always available to answer our questions. Ben helped us secure the right loan for us at a very good interest rate and closing costs. It was a pleasure working with him. Highly recommend!
Benjamin Gheliuc was the best lender I have worked with.He was very professional and answered all my questions. He was on top of the whole process from start to finish and made it work with my busy schedule. I highly recommend him.
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender