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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Ben has been spectacular and remarkable with helping me secure a home loan.He was exceptionally professional, knowledgeable, organized, incredibly kind which made all interactions all of the difference and pleasant.It is evident that Ben is...
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Ben has been spectacular and remarkable with helping me secure a home loan. He was exceptionally professional, knowledgeable, organized, incredibly kind which made all interactions all of the difference and pleasant. It is evident that Ben...
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We consulted with multiple Mortgage Lenders in San Antonio and Boost Mortgage gave us the lowest home mortgage rate in the san antonio area! We were happily surprised with the rate and are planning on locking in before rates go up. Thanks guys!...
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Reply from Owner
January 15th, 2022 12:00 AM
Thank you Jason! It was wonderful working with you and your spouse. We ended up locking the rate just at the rate time and were able to cover some of your closing costs too. Look forward to helping your family again
We consulted with multiple Mortgage Lenders in San Antonio and Boost Mortgage gave us the lowest home mortgage rate in the san antonio area! We were happily surprised with the rate and are planning on locking in before rates go up. Thanks guys!...
read more
Reply from Owner
January 15th, 2022 12:00 AM
Thank you Jason! It was wonderful working with you and your spouse. We ended up locking the rate just at the rate time and were able to cover some of your closing costs too. Look forward to helping your family again
Working with Ben has been a really great experience. I really enjoyed the process and all that I’ve learned and accomplished along the way with my wife when we bought. I am a realtor myself and have also worked with Ben through many transactions...
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Reply from Owner
January 15th, 2022 12:01 AM
Rob, you are Amazing, and one of the best Realtors in San Antonio at that! I was honored to help you and your wife during your purchase and continue to help get new families into their homes as well. Be Blessed
Working with Ben has been a really great experience. I really enjoyed the process and all that I’ve learned and accomplished along the way with my wife when we bought. I am a realtor myself and have also worked with Ben through many transactions...
read more
Reply from Owner
January 15th, 2022 12:01 AM
Rob, you are Amazing, and one of the best Realtors in San Antonio at that! I was honored to help you and your wife during your purchase and continue to help get new families into their homes as well. Be Blessed
Consistent and quick communication at any hour. Clear and direct information. Clarification and concise information on all questions asked.
Living in San Antonio for over 9 years, we have used several mortgage lenders and non compared to Ben and his Team. They are exceptional when it comes to attention to detail and having a cystal clear process when it comes to the mortgage loan...
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Living in San Antonio for over 12 years, we have used several mortgage lenders and non compared to Ben and his Team. They are exceptional when it comes to attention to detail and having a cystal clear process when it comes to the mortgage loan...
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Let's just say that I have always dreaded doing the paperwork and going through the tedious process related to house mortgage ; but our loan officer, Ben Gheliuc made everything simple and with as little stress as possible.Ben is very personable,...
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Reply from Owner
January 14th, 2022 12:58 AM
Thank you So Much Lidia! It was such a blessing to work with you and Eli.
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender