Sophia Tocci Bell - Mortgage Loan Originator's Cover Image
Sophia Tocci Bell - Mortgage Loan Originator - Branch Manager - NMLS# 655065 in Leominster, MA

Sophia Tocci Bell - Mortgage Loan Originator

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Branch Manager - NMLS# 655065

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Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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5 Star
98%
4 Star
2%
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0%
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Reviews from Web
  • Encompass
    M
    Michelle P
    Ashby, MA
    Posted on December 5th, 2025 04:20 PM
    Excellent response time, very helpful with all aspects of the transaction, very friendly and knowledgable. Great team of people to work with.
    Reply from Sophia Tocci Bell
    December 15th, 2025 04:20 PM
    I appreciate your kind words, Michelle. It's great to hear that you found the response time effective and the assistance helpful throughout the transaction. Providing support and fostering a friendly experience is essential, and it's always...
    read more
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    M
    Mandeep K
    Dracut, MA
    Posted on November 7th, 2025 07:12 PM
    Communication from start to finish made the process so much easier. My clients were able to reach out to Sophia without hesitation and get answers to their questions. I feel confident that Sophia and her team will take good care of my clients...
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    R
    Rupinder K
    Dracut, MA
    Posted on November 4th, 2025 05:32 PM
    Communication was always very clear and quick it made the process very easy and everyone on the team was extremely helpful
    Reply from Sophia Tocci Bell
    November 14th, 2025 05:34 PM
    I'm grateful for your feedback, Rupinder. Clear and prompt communication truly makes a difference, and I'm glad it helped simplify your experience. It's also wonderful to hear that the team contributed positively along the way. If you have...
    read more
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    J
    Jake B
    Leominster, MA
    Posted on October 27th, 2025 08:47 PM
    Working with Sophia and her team is a breeze. I never need to worry about anything because they're always on top of everything from start to finish. And the communication is second to none
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    Kyle M R
    Nashua, NH
    Posted on October 21st, 2025 01:37 PM
    We are so happy that we made the decision to work with Sophia. She skillfully guided us through the entire home buying process, from recommending a realtor and getting us pre approved all the way to closing Sophia made sure that we were informed...
    read more
    Reply from Sophia Tocci Bell
    October 31st, 2025 01:38 PM
    I'm glad to hear that you felt well-supported and informed throughout your home buying journey, Kyle. It was my pleasure to guide you from start to finish, ensuring you had everything you needed for a smooth process. Thank you for considering...
    read more
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    H
    Heather S
    Springfield, MA
    Posted on October 14th, 2025 07:06 PM
    since the first day I spoke with Sophia, my husband and I felt comfortable asking a million questions throughoht the entitre process ! Every single member of the tream we interacted with was positive and made us feel so good about everything!...
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    Reply from Sophia Tocci Bell
    October 24th, 2025 07:06 PM
    It's wonderful to hear that you and your husband felt at ease right from our first conversation, Heather. Answering questions and ensuring you both felt secure throughout the process is something I focus on, and it's great to know it made a...
    read more
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    T
    Tony E S
    Springfield, MA
    Posted on October 14th, 2025 01:03 PM
    Sophia was amazing and answered all of our questions. I have already passed on her information to a few people i I know looking to start the process.
    Reply from Sophia Tocci Bell
    October 24th, 2025 04:25 PM
    I'm pleased to know that I could assist you throughout the process, Tony. It means a lot that you felt supported and confident enough to recommend my services to others. If there's anything more you or your contacts need in the future, please...
    read more
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    E
    Emily D
    Athol, MA
    Posted on October 11th, 2025 11:04 AM
    Sophia and her team were amazing from the start! She let us know exactly what we needed to do and worked with us every step of the way. We would recommend her to anyone!
    Reply from Sophia Tocci Bell
    October 21st, 2025 02:39 PM
    Emily, I appreciate your recommendation and your kind words about working together. It's important to me that you felt well-guided and supported throughout the process. If you ever have more questions or need further assistance, please reach...
    read more
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    Chelsea G
    Athol, MA
    Posted on October 7th, 2025 02:24 AM
    I loved working with Sophia, she was so helpful and made me feel like no question is a dumb question. She also kept us aware of every step and what we needed to complete to make this a successful experienc.
    read more
    Reply from Sophia Tocci Bell
    October 17th, 2025 03:45 PM
    I'm really glad to hear that you felt comfortable asking questions, Chelsea. Being open and informative throughout each step is something I prioritize, and I'm pleased it contributed to your positive experience. If there's ever more I can assist...
    read more
  • Encompass
    P
    Pedro J E
    Leominster, MA
    Posted on September 21st, 2025 02:06 PM
    I was good they guide you all the process .
    Reply from Sophia Tocci Bell
    October 1st, 2025 02:07 PM
    Pedro, I'm glad to hear that you felt guided throughout the process. Ensuring you have clarity and support is crucial to me. If you have any further questions or need assistance in the future, please don't hesitate to reach out.
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    About
    Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sophia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
    View All
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    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 655065
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.