Sophia Tocci Bell - Mortgage Loan Originator
Mortgage Loan Originator - NMLS# 655065
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
Sophia is amazing to work with. Buying a home is so stressful, but I always felt so much better after getting off the phone with Sophia. You can tell she really prioritizes her clients and goes the extra mile for them. We wouldn't be in our...
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Friendly and easy to communicate with!
Reply from Sophia Tocci Bell - Mortgage Loan O...
August 9th, 2026 12:02 AM
Thanks Pat, I'm so happy for you guys!! I'm here if you need anything
Sophia did a great job explaining my options and helping me find option to fit my budget
Reply from Sophia Tocci Bell - Mortgage Loan O...
August 7th, 2026 12:40 PM
Kellie, thank you for your kind words! I'm glad I could help explain your options and find a solution. If you have any more questions or need further assistance, feel free to reach out.
Sophia was always able to answer any question I had and she made sure I totally understood what everything meant during this whole process. She also made sure that everything went as smooth as it could during this process.
Reply from Sophia Tocci Bell - Mortgage Loan O...
August 5th, 2026 01:11 PM
Thanks Nick, i appreciate you and the trust to have me and my team to get it done! Pleasure working together and enjoy your new beautiful home!
Everything! Clear communication and we didn't feel pressured at all!
Reply from Sophia Tocci Bell - Mortgage Loan O...
August 5th, 2026 01:10 PM
Thanks Ga! I'm so happy for you and Tiff!
Working with Sophia and her team madr purchasing my 2nd home a breeze! They took away all the stress that comes with purchasing and instead turned it to a pleasant expirience.
Reply from Sophia Tocci Bell - Mortgage Loan O...
August 5th, 2026 01:12 PM
Thank you and Rebecca for always trusting me to handle all your loans!! I couldn't be happier for you guys and the kids! Send me pics when you guys are all moved in!!
Extremely responsive team with excellent communication.
Reply from Sophia Tocci Bell
August 3rd, 2026 03:53 PM
Scott, I appreciate your feedback. I'm glad to hear that you found our team extremely responsive with excellent communication. If there's anything else you need, please feel free to reach out.
Sophia went above and beyond with our fast timeline closing!
Reply from Sophia Tocci Bell
July 29th, 2026 03:22 PM
Laura, thank you for your kind words. I'm pleased to hear that I could assist with your fast timeline closing. If there's anything more you need, feel free to reach out.
Sophia was there every step of the way to answer any questions we had, really made a complicated process very simple for us first time home buyers.
Reply from Sophia Tocci Bell
July 24th, 2026 12:04 PM
Cy, thank you for sharing your experience. I'm grateful to hear that I could simplify the process for you as first-time home buyers and be there to support you with any questions. If you need further assistance in the future, please feel free...
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Sophia is fabulous to work with, excellent communication with all parties, conscientious of deadlines, knows her products and most of all always does what's best for for the clients!
Reply from Sophia Tocci Bell
July 11th, 2026 02:20 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sophia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 655065
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.