Sophia Tocci Bell - Mortgage Loan Originator
Branch Manager - NMLS# 655065
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Business Hours
Wed
24 hours(Open now)
Thu
24 hours
Fri
24 hours
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Reviews from Web
Sophia and all the staff at AnnieMac are amazing When it comes to house buying , i I had a stress free process and will definately refer all who want great service.
Reply from Sophia Tocci Bell - Mortgage Loan O...
September 1st, 2026 07:32 PM
Thanks Emma! Congrats to you and Titus, again on your purchase! I appreciate your trust on both homes I've helped with over the years!
Reception, communication and support was excellent I must say!
Reply from Sophia Tocci Bell - Mortgage Loan O...
September 1st, 2026 12:08 PM
Thanks Titus! I was happy to help you and Emma, again, on your new home!
Excellent communication and services
Reply from Sophia Tocci Bell - Mortgage Loan O...
August 31st, 2026 02:21 PM
Thansk Doug. I always appreciate your trust.
Good communication
Reply from Sophia Tocci Bell - Mortgage Loan O...
August 31st, 2026 01:21 PM
Thanks for being on top of this deal and communicating with me along the way! Looking forward to doing more business.
Sophia is a professional. She was always communicating with me and if I did have a question she was quick to respond. The process was easy and I would defintely refer her to anyone that is looking to purchase a home. Thank you!
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Reply from Sophia Tocci Bell - Mortgage Loan O...
August 29th, 2026 11:56 AM
Thanks Ramon! Appreciate your trust! I'm here if you need anything along the way and congratulations again!!
Great communication and service!
Reply from Sophia Tocci Bell - Mortgage Loan O...
August 28th, 2026 07:56 PM
Appreciate you, Laurie! Thanks for being great with the clients! Great transaction on your end too.
Our team was absolutely exceptional going above and beyond for us to make sure there were no hiccups with our closing! They stayed consistent with communication from start to finish and made sure we understood every step of the way. Will be...
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Reply from Sophia Tocci Bell - Mortgage Loan O...
August 25th, 2026 01:16 PM
Nestor, thank you for your feedback! I'm happy to know that our team was able to help you and Emily! Keep me in mind in the future if you know of anyone that needs help!
Sophia and her team were like guardian angels. They explained everything along the entire process. Any texts, emails, or calls were promptly replied to. Being first time home owners it was a very stressful and daunting process and I truly mean...
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Reply from Sophia Tocci Bell - Mortgage Loan O...
August 14th, 2026 02:09 PM
Thanks so much for the kind words! Having you guys understand your loan is important to me. It's your debt and I want all decisions you guys make to be with education, not because someone said that's how it's supposed to be. You guys where...
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was very attentive. She could tell if I was having a hard time with all this electronic stuff. And she would actually pick up the phone and call me and help me get through the process..
Reply from Sophia Tocci Bell - Mortgage Loan O...
August 13th, 2026 07:47 PM
You are so welcome, Paul! Happy to help, however we can! Congrats on the house!!
Sophia and her team worked diligently to make this happen. I was with a lender whom I've worked with in the past who simply "ghosted" me. I was connected to Sophia and from start to finish, made the process seamless. Sophia updated me duringnthe...
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Reply from Sophia Tocci Bell - Mortgage Loan O...
August 11th, 2026 01:36 PM
Ah! I love this, Isaac! Thanks for the invite and most importantly, trusting me and my team to get this done for you.
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About
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sophia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 655065
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.