Sophia Tocci Bell - Mortgage Loan Originator
Branch Manager - NMLS# 655065
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Sophia is very responsive and great at communicating where things are at on a regular basis. If she sees any potential issue, she's already figured out a solution before you're aware there's a potential issue. She's a very creative problem...
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Sophia and her team at Annie-Mac are first class. As a Realtor reputation and skill are very important when referring to clients. Beyond her professionalism is Sophia's authenticity with both herself and her clients. She has a huge heart and...
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Reply from Sophia Tocci Bell - Mortgage Loan O...
October 23rd, 2026 06:16 PM
Sarah, thank you for sharing such kind words. I'm grateful to be apart of any deal where true professionals such as your self are part of the transaction! Working alongside great partners makes it all the more rewarding.
sihtllecxe a
Very efficient very smooth and quick seemed effortless highly recommend
Reply from Sophia Tocci Bell
October 4th, 2026 11:23 AM
Dymetris, thank you for your kind words. I'm pleased to hear that you found the process with my team at AnnieMac Home Mortgage efficient and smooth. Your recommendation means a lot to me.
communication was great and everything we had questions about were answered and explained very well. The process was easy it was great working with Sophia and her team !
Reply from Sophia Tocci Bell
October 4th, 2026 10:49 AM
Tatianna, I'm glad to hear that you found the communication clear and that all your questions were answered effectively. It was great working with you as well, and I'm pleased that the process with my team at AnnieMac Home Mortgage was easy...
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Sophia and her team were great to work with. The communication and the over the top help made the whole process go real smooth. I would highly reccommend her to everyone.
Reply from Sophia Tocci Bell
October 2nd, 2026 12:30 PM
Cory, I appreciate your wonderful feedback. I'm happy to hear that the communication and support from my team at AnnieMac Home Mortgage made your experience smooth. Thank you for recommending us to others!
Sophia was super responsive and very hands on! Kept us in the loop for every step of the process
Reply from Sophia Tocci Bell
October 1st, 2026 03:07 PM
Thank you for your feedback. Please feel free to connect with us to help us improve our services.
The communication and responsiveness
Reply from Sophia Tocci Bell
September 27th, 2026 05:54 PM
Mackenzie, I'm grateful for your feedback on the communication and responsiveness. It's wonderful to know that your experience with my team at AnnieMac Home Mortgage was positive.
Sophia and her team were phenominal! We couldn't imagine a better team to work with
Reply from Sophia Tocci Bell
September 21st, 2026 12:02 PM
Nicholas, thank you for your kind words. I'm pleased to know that you had such a positive experience with my team at AnnieMac Home Mortgage.
The communication and efforts by the team were top notch and truly appreciated!! Everything was timely, convenient and I truly TRUSTED that Sophia and her team had our back every single step of the way!! The team is well connected in the area,...
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Reply from Sophia Tocci Bell
September 21st, 2026 11:39 AM
Ashley, thank you for your kind words. I'm glad to know that the communication and efforts from my team at AnnieMac Home Mortgage made you feel supported and trusted throughout the process. It's wonderful to hear that you found everything timely...
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About
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sophia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 655065
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.