Sophia Tocci Bell - Mortgage Loan Originator

Name: AnnieMac Home Mortgage
Address: 28R Central Street, Leominster, Massachusetts, 01453
Telephone: +1-978-870-7152
Rating: 4.96

Branch Manager - NMLS# 655065

AnnieMac Home Mortgage

4.96

(401)

Mortgage

Mortgage Loan Officer

Contact Info

(978) 870-7152

Leominster, MA

https://annie-mac.com/lo/sophiabell/

Location & Business Hours

Business Hours

Tues

24 hours(Open now)

Wed

24 hours

Thu

24 hours

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4.96

(401)

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Experience.com

4.96

(339)

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5.0

(40)

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5.0

(22)

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Sophia pulled off the most amazing performance in 7 days! The level of her commitment, dedication and truly heartfelt care of her client and business was one of the best experiences I have yet to have in my real estate career! Absolutely incredible...

Reply from Sophia Tocci Bell

February 23rd, 2026 09:36 PM

Thank you for the 5-Star review. If you need anything, feel free to give us a call.

Sophia and her team were AMAZING!!!! To start, Sophia called my fiance and myself to introduce herself and get to know us and what we were looking for. She then explained what she brings to the table and how she was able to help us get into...

Reply from Sophia Tocci Bell

February 23rd, 2026 03:52 PM

It's fantastic to hear about your experience, Kristin. Starting with an introduction and understanding your needs is the foundation of how I aim to help every client achieve their goals, and I'm glad it made a difference for you and your fiancé....

Working with Sophia was the best decision we could've made for our first home purchase. She taught us everything we needed to know to make informed decisions throughout the loan process, was always available to answer questions, and ensured...

Reply from Sophia Tocci Bell

February 16th, 2026 08:08 PM

I'm delighted to hear that your first home purchase went so smoothly, Bryan. Guiding you every step of the way and helping you make informed decisions is exactly what I'm here for. Ensuring your questions were answered and the closing was handled...

Sophia Tocci Bell and her Anniemac team were fantastic to work with. Sophia responded to all of our questions and concerns quickly and professionally. We have purchased several homes over the years and this was by far the best experience we've...

Reply from Sophia Tocci Bell

February 10th, 2026 02:28 PM

I'm grateful for your kind words, Bernard. It’s wonderful to know that I could make your home-buying experience the best you've had yet. Responding promptly and professionally to all your questions is a key part of how I strive to assist my...

Sophie went above and beyond!!

Reply from Sophia Tocci Bell

February 9th, 2026 07:53 PM

I really appreciate the feedback and am looking forward to working with you again.

The way that the team worked day and night specially 🙂Sophia, she didn't rest until we close! the service that I received from them was excellent!! I feel like I wanna buy 10 more houses if I have Sophia in the res of the team with me.Thank...

Reply from Sophia Tocci Bell

February 3rd, 2026 04:05 PM

I'm really pleased to hear about your positive experience, Pendjy. It's great to know that our efforts and commitment made such an impact. I always strive to provide the best service possible, and it's rewarding to know it inspired such confidence....

Sophia was patience and knowledgable. Walked us through the process with kindness and was accessible to answer questions whenever we had them. Constantly told us with honesty what we needed to be healthy financially. We are forever grateful....

Reply from Sophia Tocci Bell

January 21st, 2026 02:47 PM

It means a lot to hear such positive feedback, Alfida. I'm glad I could support you with kindness and provide guidance throughout the process. My goal is always to be available and honest, especially when it's about financial health. If you...

Excellent communication and helpful to navigate our process.

Reply from Sophia Tocci Bell

January 5th, 2026 05:04 PM

I'm glad to hear that the communication was effective and that I could assist you in navigating your process, Renee. If there's anything more you need, please feel free to contact me.

very good communication and always responsive to my questions with thorough answers in a timely fashion

Reply from Sophia Tocci Bell

January 2nd, 2026 03:37 PM

I'm pleased to know that you found the communication effective and responses timely, Michael. It's important to me to provide thorough answers to any questions you may have. If there's anything else you need assistance with, don't hesitate...

Sophia's professionalism and dedication for what she does shines through.She is a composed, result driven and caring person.It was an absolute pleasure to work with her on behalf of our mutual client!Thank you sophia !Sonia Rodriguez Realtor...

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About

Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sophia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Specialities

Conventional

FHA

USDA

VA Loans

Jumbo

Non-QM

Cash Offers

Renovation 203k

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Year Started

2011

Time Zone

Eastern Standard Time (EST)

Licenses

655065

Disclaimer

©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.