Sophia Tocci Bell - Mortgage Loan Originator
Branch Manager - NMLS# 655065
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
The communication and treatment were spectacular
Reply from Sophia Tocci Bell
September 28th, 2025 12:01 PM
Ramona, I appreciate your kind words about the communication and treatment you received. It's important to me that you felt supported throughout your experience. If there's anything more I can do for you, don't hesitate to reach out.
Sophia was readily available to answer questions and assist every step of the way.
Reply from Sophia Tocci Bell
September 21st, 2025 10:51 AM
It's great to know that you felt well-supported throughout the process, Lisa. I'm committed to being available and addressing any questions you might have. If there's anything else you need in the future, please feel free to get in touch.
As a real estate agent, I’m very selective about what loan officers I recommend to my clients. any partner I recommend ultimately impacts the client experience and the success of a transaction. This was my first time working with Sophia, and...
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Sophia is my go to lender . I have never had any issues with any of our deals . Sophia goes way above and beyond for her clients who also mine .
Attentive, quick to respond, knowledgeable, professional, and thorough
Reply from Sophia Tocci Bell
August 31st, 2025 09:33 PM
Meghan, thank you for highlighting my attentiveness, quick responses, and thoroughness. I'm grateful to know that you found my approach professional and knowledgeable. It’s important to me that you're well-supported throughout your mortgage...
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Sophia was always available.... took the time to deal with us well after normal hours (9PM on a Friday no less) to get things done. Truly was a miracle worker to make sure things got done and sent smoothly .
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Reply from Sophia Tocci Bell
August 27th, 2025 06:45 PM
Brandon, thank you for recognizing the extra effort and flexibility I put into making sure everything went smoothly. I'm glad I could be there when you needed, even outside normal hours, to help keep the process on track. Your appreciation...
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Working with Sophia was a pleasure. She was responsive, knowledgeable, and proactive, keeping the transaction on track and all parties informed. Sophia's professionalism and solutions-focused approach made the process smooth from start to finish....
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I never really understood the whole process but with Sophia from start to finish she made it a point to go over everything step by step it made a huge differenc! We felt very confident with her team tgat we where in good hands with the bigvest...
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Reply from Sophia Tocci Bell
August 19th, 2025 10:45 AM
Nectaria, I'm truly glad to hear that the step-by-step guidance made a difference in understanding the process. Ensuring you feel confident and secure throughout such a significant transition is a priority for me. I'm grateful for your trust...
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Sophia just gets it. From start to finish she is on top of the process, updating clients, other agents etc.. she is a wealth of information and an invaluable rersource to have on your team.
In one word: Sophia . She is amazing! On top of everything, very knowledgeable, and quite insightful. 1000% would recommend Sophia to anyone!
Reply from Sophia Tocci Bell
August 16th, 2025 02:19 AM
David, thank you so much for your kind words. I’m really glad to hear you felt supported and found my insights valuable throughout the process. It means a lot to me that you would recommend my services so highly. If you ever have more questions...
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About
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sophia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 655065
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.