Sophia Tocci Bell - Mortgage Loan Originator
Branch Manager - NMLS# 655065
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Business Hours
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24 hours(Open now)
Wed
24 hours
Thu
24 hours
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The process was quick once we collected the paperwork that was needed. It was great the attorney met us at our house, since i have two small children.
Sophia was quick, knowledgeable, and pleasant to deal with. She made a difficult situation I ended in by a different institution, into a smooth and easy process with her skills and knowledge, and awesome communication. Thank you for your help...
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Sophia puts her clients’ best interests over all else. She clearly worked tirelessly on our deal and absorbed multiple stressors without stressing US out! She is the ultimate professional, but also down to earth and friendly. You won’t regret...
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Sophia is on top of everything, she kept me informed and updated the whole way through the process. It was such a pleasure working with her and I'm absolutely going to be recommending her for future buyers.
Sophia sets the bar for excellence as a loan officer. She is what every loan officer should aspire to be. She went above and beyond our expectations over and over again to make our home buying process stress free. She was in constant communication...
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There is absolutely no one better than Sophia. She handled the whole process start to finish and absorbed all the stress. She is committed to YOU. She’ll start as your lender but then leave you as a friend. She puts her clients’ best interest...
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There is absolutely no one better than Sophia. She handled the whole process start to finish and absorbed all the stress. She is committed to YOU. She’ll start as your lender but then leave you as a friend. She puts her clients’ best interest...
read more
Reply from Sophia Bell
August 13th, 2020 08:41 PM
Thanks so much, Lindsey! Thanks for putting all your trust in me!
In a domino effect, my RE agent, who also was awesome, referred me to Sophia Bell at Total Mortgage Services. I knew very little about the entire process. She worked well with my insurance agent as well as with my RE agent. Sophia took the...
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In a domino effect, my RE agent, who also was awesome, referred me to Sophia Bell at Total Mortgage Services. I knew very little about the entire process. She worked well with my insurance agent as well as with my RE agent. Sophia took the...
read more
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About
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sophia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 655065
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.