

Sophia Tocci Bell - Mortgage Loan Originator
Branch Manager - NMLS# 655065

Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
In a domino effect, my RE agent, who also was awesome, referred me to Sophia Bell at Total Mortgage Services. I knew very little about the entire process. She worked well with my insurance agent as well as with my RE agent. Sophia took the...
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In a domino effect, my RE agent, who also was awesome, referred me to Sophia Bell at Total Mortgage Services. I knew very little about the entire process. She worked well with my insurance agent as well as with my RE agent. Sophia took the...
read more
Thank you so much for all your help. Great service
Sophia is an excellent loan officer. She is knowledgeable and truly cares about the transaction.
Sophia has great people skills and is super knowledgeable when it comes to mortgages and helped us get a great rate and first time home buyers assistance. She was always available by phone, text and email and didn't hesitate to review things...
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Talking to a mortgage person was the first step in our search for our first house so we could know right from the beginning what we could afford. Sophia was highly recommended from other locals and for good reason, she knows the business well...
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From start to finish Sophia is on the ball. We had a question and boom she was there to answer it. Deffinitely recommend her for your mortage needs.
It was quick and easy process, paperwork was fedex to us for signing. She made it very convenient for us
Sophia answers all my questions or concerns within minutes and is always available when I need some information. She is very knowledgeable and thorough and this is our 2nd time using her and we are very satisfied.
Sophia Bell went above and beyond to make everything easier for us to buy our home. Thank you so much!
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About
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sophia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 655065
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.