

Sophia Tocci Bell - Mortgage Loan Originator
Branch Manager - NMLS# 655065

Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Sophia worked with my fiance and I on our mortgage loan for our first home. She was very knowledgeable and very detailed oriented. She ensured throughout the whole process that we were running on time and had all info needed for success. We...
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Sophia was very polite, always available to talk with and very helpful.
I've been working with Sophia since I started the business about 3 years ago and she has always been great. My clients keep coming back and asking to work with her on their future real estate needs. Her communiation and experience it's amazing...
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Sophia was amazing. She was always available to help us with whatever we needed. We were so happy to work with her and will recommend her to anyone.
Worked with Sophia twice now and both times were great experiences.
As myself being hard of hearing it was a challange. Sofia went out of her way at times to get it done. This is my second home and i felt i deserved a good rate after years of hard work. Sophia made it happen. I very happy how the team worked...
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All processes was smooth and understanding
Sophia was absolutely wonderful to work with. She was very prompt with emails and getting information to us. She was also very real with us with any decisions being made.
I would absolutely recommend her to anyone!
As first-time homebuyers, my wife and I were worried it would be a stressful experience. But thanks to Sophia, it went so smoothly! Great, clear communication and what seemed like around-the-clock availability to answer our many questions....
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She helped make a very challenging home sale happen and kept everyone, especially the buyer, informed every step of the way!
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About
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sophia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 655065
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.