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Sonia Niccum-Gunderson, Ruoff Mortgage
VP | Branch Manager | NMLS# 565570 | Ruoff Mortgag...

At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Sonia was wonderful. Didn't ask for a lot of irrelevant information. Truly, it was an easy nice experience all because of Sonia's knowledge and personality.
Sonia was always on the spot when I had a question or many questions no matter how many there were.
We have been working with each other for about a year and even though I couldn't get a loan at the start she helped me get there
There was good communication and understanding.
Reply from Sonia Niccum-Gunderson
December 1st, 2025 05:59 PM
We appreciate your feedback, Caleb. Communication and understanding are key aspects of our service, and we're glad these met your expectations. If you ever have further questions or need assistance, please don't hesitate to let us know. I am...
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Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from Matthew M
Reply from Owner
December 1st, 2025 06:00 PM
I appreciate your positive rating, Matthew. If you ever have any questions or need assistance, I'm here to help.
everyone was very kind
Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
December 1st, 2025 06:00 PM
I'm glad you felt kindness was extended throughout your experience. If there's anything further you need or additional feedback you'd like to share, please feel free to reach out to me directly.
Sonia goes above and beyond! Thank you! For everything you did to help make this happen for us!
Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
December 1st, 2025 06:01 PM
I truly appreciate your kind words, Brittany. Going above and beyond for my clients is something I take to heart, and I'm glad I could help make things happen for you. If there's anything more you need or any questions you have in the future,...
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I love how quick we were communicated with! I also really appreciate how fast the process moved along.
Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
December 1st, 2025 06:01 PM
It's great to know that the communication and the speed of the process met your expectations, Sidney. I strive to keep things moving efficiently while keeping everyone informed. If you have any more questions or need assistance in the future,...
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Highly, highly recommend Sonia for any mortgage needs. The process was smooth the entire time with continuous updates leaving us feeling confident about our decision.
Reply from Owner
December 1st, 2025 06:02 PM
Your recommendation means a lot. I'm glad to hear the process was smooth and that the updates helped build your confidence. If there's anything further I can assist you with in the future, please don't hesitate to reach out. I hope you and...
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Sonia was amazing to work with throughout the entire process.
Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
December 1st, 2025 06:03 PM
It's wonderful to hear that you had a positive experience throughout the entire process, Devlin. I aim to provide thorough support and assistance from start to finish. If there's anything else you need in the future, feel free to reach out.
Sonias help was amazing.
Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
December 1st, 2025 06:03 PM
I'm glad to hear that you found my help beneficial, Nathan. If there's anything more I can assist you with or any questions you have, don't hesitate to reach out. Enjoy your new home.
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
USDA financing
Pre-approvals
FHA loans
Down payment assistance
Construction loans
Conventional financing
VA loans
First mortgage
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Positions
- Ruoff Mortgage - VP Branch ManagerJan 22nd, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- Sonia K. Niccum-Gunderson
Achievements
- I have worked in the mortgage industry for over 34 years and absolutely love working with first time homebuyers and help their dream come true.
Hobbies
- Hunting
- Showing my antique cars at car shows
- Spending time with my family and fur babies.
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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