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Sonia Niccum-Gunderson, Ruoff Mortgage - VP | Branch Manager | NMLS# 565570 | Ruoff Mortgage NMLS# 141868 in Warsaw, IN
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Sonia Niccum-Gunderson, Ruoff Mortgage

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VP | Branch Manager | NMLS# 565570 | Ruoff Mortgag...

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At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
99%
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1%
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Reviews from Web
  • Encompass
    K
    Kenneth E V
    Cromwell, IN
    Posted on December 26th, 2025 04:20 PM
    Sonia was wonderful. Didn't ask for a lot of irrelevant information. Truly, it was an easy nice experience all because of Sonia's knowledge and personality.
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    Dustin B
    Logansport, IN
    Posted on December 2nd, 2025 11:35 PM
    Sonia was always on the spot when I had a question or many questions no matter how many there were. We have been working with each other for about a year and even though I couldn't get a loan at the start she helped me get there
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    Caleb S
    Fairmount, IN
    Posted on November 30th, 2025 10:06 PM
    There was good communication and understanding.
    Reply from Sonia Niccum-Gunderson
    December 1st, 2025 05:59 PM
    We appreciate your feedback, Caleb. Communication and understanding are key aspects of our service, and we're glad these met your expectations. If you ever have further questions or need assistance, please don't hesitate to let us know. I am...
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    M
    Matthew M
    Posted on November 27th, 2025 04:48 PM
    Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from Matthew M
    Reply from Owner
    December 1st, 2025 06:00 PM
    I appreciate your positive rating, Matthew. If you ever have any questions or need assistance, I'm here to help.
  • Encompass
    M
    Matthew M
    Wabash, IN
    Posted on November 27th, 2025 04:48 PM
    everyone was very kind
    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    December 1st, 2025 06:00 PM
    I'm glad you felt kindness was extended throughout your experience. If there's anything further you need or additional feedback you'd like to share, please feel free to reach out to me directly.
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    Brittany T
    Marion, IN
    Posted on November 26th, 2025 04:17 PM
    Sonia goes above and beyond! Thank you! For everything you did to help make this happen for us!
    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    December 1st, 2025 06:01 PM
    I truly appreciate your kind words, Brittany. Going above and beyond for my clients is something I take to heart, and I'm glad I could help make things happen for you. If there's anything more you need or any questions you have in the future,...
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  • Encompass
    S
    Sidney S
    Wabash, IN
    Posted on November 25th, 2025 06:27 PM
    I love how quick we were communicated with! I also really appreciate how fast the process moved along.
    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    December 1st, 2025 06:01 PM
    It's great to know that the communication and the speed of the process met your expectations, Sidney. I strive to keep things moving efficiently while keeping everyone informed. If you have any more questions or need assistance in the future,...
    read more
  • google
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    Dev T
    Posted on November 24th, 2025 04:49 PM
    Highly, highly recommend Sonia for any mortgage needs. The process was smooth the entire time with continuous updates leaving us feeling confident about our decision.
    Reply from Owner
    December 1st, 2025 06:02 PM
    Your recommendation means a lot. I'm glad to hear the process was smooth and that the updates helped build your confidence. If there's anything further I can assist you with in the future, please don't hesitate to reach out. I hope you and...
    read more
  • Encompass
    D
    Devlin T
    Marion, IN
    Posted on November 24th, 2025 04:47 PM
    Sonia was amazing to work with throughout the entire process.
    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    December 1st, 2025 06:03 PM
    It's wonderful to hear that you had a positive experience throughout the entire process, Devlin. I aim to provide thorough support and assistance from start to finish. If there's anything else you need in the future, feel free to reach out.
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    Nathan D M
    Wabash, IN
    Posted on November 24th, 2025 04:02 PM
    Sonias help was amazing.
    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    December 1st, 2025 06:03 PM
    I'm glad to hear that you found my help beneficial, Nathan. If there's anything more I can assist you with or any questions you have, don't hesitate to reach out. Enjoy your new home.
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    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    USDA financing
    Pre-approvals
    FHA loans
    Down payment assistance
    Construction loans
    Conventional financing
    VA loans
    First mortgage
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    Positions
    • Ruoff Mortgage - VP Branch Manager
      Jan 22nd, 2024 - Current
    Addresses and Serving Areas

    Year Started

    1984

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Sonia K. Niccum-Gunderson
    Achievements
    • I have worked in the mortgage industry for over 34 years and absolutely love working with first time homebuyers and help their dream come true.
    Hobbies
    • Hunting
    • Showing my antique cars at car shows
    • Spending time with my family and fur babies.
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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