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Sonia Niccum-Gunderson, Ruoff Mortgage
VP | Branch Manager | NMLS# 565570 | Ruoff Mortgag...

At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from Gabriel L
Sonia's patience with me and her communication was unmatched and so appreciated throughout the whole process .
Reply from Sonia Niccum-Gunderson
December 2nd, 2025 05:05 PM
I'm glad to know that my patience and communication were helpful to you, Gabriel. Ensuring a supportive experience is always important to me. If there's anything else you need in the future, feel free to reach out.
Sonia made the loan process smoothe and easy. She was the absolute best at her job. She messaged well after business hours several times. The entire time she put me at ease with everything. I truly appreciated her sitting with me during the...
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Reply from Sonia Niccum-Gunderson
November 28th, 2025 06:57 PM
Kenneth, thank you for sharing your experience. I'm pleased to hear that the loan process was smooth and easy for you. Being available and supportive throughout, especially beyond regular hours, is something I consider essential. I'm glad I...
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I couldn’t recommend anything more than Ruoff. The team worked effortlessly to close my home. I had a bit of a complex closing and they took care of everything promptly.
fast and caring team that turned a potentially stressful closing into a breeze.
Reply from Sonia Niccum-Gunderson
November 24th, 2025 05:13 PM
It's great to hear that the closing process went smoothly for you, Gavin. I aim to make everything as straightforward and stress-free as possible. If there's anything more you need or any questions arise, please reach out. I'm here to help.
Very good with communication and very timely with her responses. No matter when I called or texted her she was there to answer.
There was great communication, and Sonia was able to answer all of my questions in a way I was easily able to understand.
Reply from Sonia Niccum-Gunderson
November 21st, 2025 04:09 PM
Jacob, I'm grateful for your feedback. Making sure that communication is clear and questions are answered thoroughly is always a priority for me. Should you need anything else or have more questions, please don't hesitate to get in touch.
It was a very easy process; Sonia is great!! Great communication.
Reply from Sonia Niccum-Gunderson
November 3rd, 2025 02:30 PM
I'm pleased to hear that you found the process easy, Oren. It's important to me that communication is clear and effective every step of the way. If you have any questions or need assistance in the future, please don't hesitate to reach out.
Sonia was absolutely wonderful to work with
Reply from Sonia Niccum-Gunderson
October 31st, 2025 08:22 PM
Micheal, I appreciate your kind words. I'm glad that working together met your expectations. If you ever need assistance or have questions in the future, please feel free to get in touch.
Sonia was excellent, communicated very well with us. Was very patient and understanding, answering all our questions as they came up throughout the process.
Reply from Sonia Niccum-Gunderson
October 23rd, 2025 05:37 PM
Your feedback is greatly appreciated, Kenneth. I'm pleased to hear that my communication and patience made a positive impact during the process. Answering questions and ensuring clarity is important to me, so I'm glad it was helpful for you....
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
USDA financing
Pre-approvals
FHA loans
Down payment assistance
Construction loans
Conventional financing
VA loans
First mortgage
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Positions
- Ruoff Mortgage - VP Branch ManagerJan 22nd, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- Sonia K. Niccum-Gunderson
Achievements
- I have worked in the mortgage industry for over 34 years and absolutely love working with first time homebuyers and help their dream come true.
Hobbies
- Hunting
- Showing my antique cars at car shows
- Spending time with my family and fur babies.
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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