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Sonia Niccum-Gunderson, Ruoff Mortgage
VP | Branch Manager | NMLS# 565570 | Ruoff Mortgag...
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Amazing people to work with they’ll never give up
Reply from Owner
March 23rd, 2026 06:16 PM
I appreciate your kind words, Bradley. It's important to me that everyone feels supported and that we stay committed throughout the process. If you ever need assistance in the future, please don't hesitate to reach out.
Everything
Reply from Sonia Niccum-Gunderson
March 20th, 2026 03:40 PM
Thank you for the positive rating, Bradley. If there's anything specific you'd like to discuss or if you have further questions, feel free to reach out anytime.
Great mortgage company made getting a house super simple and understandable.
Reply from Owner
April 7th, 2026 12:00 AM
It's great to hear that the process felt simple and understandable for you, Steven. Making home buying as straightforward as possible is important to me. Should you have any more questions or need support in the future, please feel free to...
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Great mortgage company made getting a house super simple and understandable.
Reply from Owner
March 17th, 2026 07:50 PM
It's great to hear that the process felt simple and understandable for you, Steven. Making home buying as straightforward as possible is important to me. Should you have any more questions or need support in the future, please feel free to...
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Very well detailed, answered our questions quickly and professionally, made my home owning experience fairly simple I very much enjoyed my experience with the people at ruoff mortgage in warsaw indiana.
Reply from Sonia Niccum-Gunderson
March 16th, 2026 04:43 PM
I'm pleased to hear that your home owning experience was straightforward and enjoyable, Steven. Providing detailed information and prompt, professional responses are priorities for me. If you have any more questions or need assistance in the...
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She was able to get a good rate and a first time home buyers downpayment for me which helped me save even more money for other things I would potentially need for the house.
Reply from Sonia Niccum-Gunderson
March 5th, 2026 02:20 PM
I'm glad I could help secure a favorable rate and first-time home buyer's down payment for you, Cayden. Saving money for other things is always beneficial when buying a home. If you have any questions or need further assistance, please don't...
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Sonia really went ABOVE and BEYOND making everything easier. She knew we were expecting a little soon and did as much as she could while we welcomed a new one into our lives. When she did need something from us she kept it short and sweet and...
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Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
February 19th, 2026 09:44 PM
Joshua, I appreciate your words, and I'm glad to hear that my efforts made the process easier for you. It’s important to me to be considerate of each client’s unique situation, so I’m pleased I could support you during such a special time....
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Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from Cheri M
Reply from Owner
January 19th, 2026 08:10 PM
I appreciate your rating, Cheri. Thank you for the feedback.
Sonia was the best ever! She made my first home buying experience easy and quick. she answered any question I had and was available at any time . I couldn't have done it this easy without her!!!
Reply from Sonia Niccum-Gunderson
January 16th, 2026 04:03 PM
I'm grateful for your kind words, Cheri. Knowing that I could make your first home buying experience easy and quick is important to me. Being available to answer your questions at any time is just part of the support I aim to provide. If you...
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Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from Ken V
Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
January 6th, 2026 08:48 PM
I appreciate your rating, Ken. Thank you for your support!
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
USDA financing
Pre-approvals
FHA loans
Down payment assistance
Construction loans
Conventional financing
VA loans
First mortgage
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Positions
- Ruoff Mortgage - VP Branch ManagerJan 22nd, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- Sonia K. Niccum-Gunderson
Achievements
- I have worked in the mortgage industry for over 34 years and absolutely love working with first time homebuyers and help their dream come true.
Hobbies
- Hunting
- Showing my antique cars at car shows
- Spending time with my family and fur babies.
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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