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Sonia Niccum-Gunderson, Ruoff Mortgage - VP | Branch Manager | NMLS# 565570 | Ruoff Mortgage NMLS# 141868 in Warsaw, IN
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Sonia Niccum-Gunderson, Ruoff Mortgage

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VP | Branch Manager | NMLS# 565570 | Ruoff Mortgag...

Ruoff Mortgage - Warsaw
Company Logo
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(260) 330-3361
Warsaw, IN
https://www.ruoff.com/soniagunderson
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Tiffany S
    Posted on October 23rd, 2026 10:26 PM
    Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from Tiffany S
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    David E S
    Peru, IN
    Posted on October 23rd, 2026 10:25 PM
    All the help to make us qualified for our mortgage, quick and easy
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    Grant W
    Posted on October 22nd, 2026 03:00 PM
    Responsive and very helpful!
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    Grant E W
    Mentone, IN
    Posted on October 22nd, 2026 02:59 PM
    Responsive and kind also making our first time homebuying process feel easy to understand and simple!
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    Toby C
    Posted on October 13th, 2026 08:50 PM
    Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from Toby C
    Reply from Owner
    October 15th, 2026 06:24 PM
    Thank you, Toby, for the perfect rating! I'm glad you had a positive experience with Ruoff Mortgage.
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    Tobias J A C
    La Fontaine, IN
    Posted on October 13th, 2026 08:49 PM
    Sonia was great to work with! she was very informative and on top of things, which I really appreciate. highly recomend her!
    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    October 15th, 2026 06:25 PM
    Tobias, I'm grateful for your recommendation and kind words. I'm glad to know you found my information helpful and that I was able to meet your needs. Working with clients like you at Ruoff Mortgage makes my job truly rewarding.
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    Travis T
    Posted on October 8th, 2026 07:56 PM
    Made our first time home buyers experience a breeze!!!
    Reply from Owner
    October 15th, 2026 06:32 PM
    Travis, I'm happy to know that your first-time home buying experience was smooth. Working with clients like you at Ruoff Mortgage is truly rewarding.
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    Travis D T
    North Manchester, IN
    Posted on October 8th, 2026 07:55 PM
    Sonia was amazing!!! Incredibly transparent during the entire process!!
    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    October 15th, 2026 06:32 PM
    Travis, I'm glad to hear that you appreciated my transparency throughout the process. It was a pleasure working with you at Ruoff Mortgage, and I'm happy that we could meet your expectations.
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    Adam K B
    North Manchester, IN
    Posted on October 7th, 2026 07:01 PM
    Sonia was very responsive and professional!
    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    October 15th, 2026 06:33 PM
    Adam, I'm glad to hear you found my responsiveness and professionalism helpful. Working with you again was great, and I appreciate your kind words.
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    Brianne C F
    WABASH, IN
    Posted on October 5th, 2026 03:12 PM
    Sonia Niccum-Gunderson made our experience excellent!! We chose Ruoff, because we always want to work with Sonia! We have done several transactions with Sonia and she always points us in the right direction, and has invaluable advice and insights!...
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    Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
    October 5th, 2026 05:31 PM
    Brianne, I'm so happy to hear that your experience with me at Ruoff Mortgage has been excellent. It's great to know that my advice and insights have been helpful to you over the years. Thank you for your trust and kind words — I look forward...
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    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    USDA financing
    Pre-approvals
    FHA loans
    Down payment assistance
    Construction loans
    Conventional financing
    VA loans
    First mortgage
    View All
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    Positions
    • Ruoff Mortgage - VP Branch Manager
      Jan 22nd, 2024 - Current
    Addresses and Serving Areas

    Year Started

    1984

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Sonia K. Niccum-Gunderson
    Achievements
    • I have worked in the mortgage industry for over 34 years and absolutely love working with first time homebuyers and help their dream come true.
    Hobbies
    • Hunting
    • Showing my antique cars at car shows
    • Spending time with my family and fur babies.
      • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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