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Sonia Niccum-Gunderson, Ruoff Mortgage
VP | Branch Manager | NMLS# 565570 | Ruoff Mortgag...
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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9 AM to 5 PM
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Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from Aaron P
Sonia Took care of the whole process ery well!!
the willing to help me get what I needed and helped negotiate what was right and helpful in the process!!
Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
September 30th, 2026 03:28 PM
Cameron, I'm happy to hear that I could assist you in getting what you needed and help with the negotiations. At Ruoff Mortgage, we strive to support our clients every step of the way.
Sonia was very helpful this was our first time buying a home and she made it easy. She was quick with communication.
Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
September 30th, 2026 03:30 PM
McKenzie, I'm glad to hear that I could make your first home-buying experience easier. It's great to know that my communication met your needs. Thank you for choosing Ruoff Mortgage!
Sonia is a rockstar. This was my first time purchasing a home. Every question she had an answer for. She was extremely patient and fast at responding. We absolutely had a hiccup with the title company/ Wells Fargo Bank. But we worked through...
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Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
September 30th, 2026 03:31 PM
Samuel, I'm glad to hear that I could assist you in your home-buying journey and help navigate the challenges with the title company and Wells Fargo Bank. Building a connection like family is a truly rewarding part of my work. Thank you for...
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Sonia was wonderful to work with. She guided is thru all our concerns and confusion thru out the process. Her help and expertise were a huge benefit.
Reply from Owner
September 24th, 2026 08:35 PM
Wayne, I'm pleased to hear that you found my guidance helpful throughout the process. It was a great experience working with you, and I'm glad my expertise could provide clarity and support. Thank you for choosing Ruoff Mortgage.
Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from Nikki H
Reply from Owner
September 21st, 2026 02:05 PM
Thank you, Nikki, for the perfect rating. I'm pleased to know your experience with Ruoff Mortgage was positive.
Sonia answered every concern and question that we had. she made the experience more enjoyable than I could have even imagined .
Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
September 9th, 2026 07:01 PM
It was so great to catch up with you and Nikki. I am happy I was able to help you through this journey. I appreciate your kind words. Please reach out if you need anything in the future. :)
Sonia was very prompt at answering any and all questions we had throughout the process. She was very pleasant to work with.
Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
September 9th, 2026 06:58 PM
Thank you for your kind words Nikki. I am so happy for you! If you need anything in the future please let me know. Enjoy your new home.
Sonia at Ruoff made the entire home purchasing process so easy! She went above and beyond to help us understand the process and in helping us prepare for purchasing our home as well as closing. I would highly recommend and will definitely utilize...
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Reply from Owner
September 9th, 2026 07:02 PM
Tabitha, I'm so pleased to hear that I could make the home purchasing process easy for you. Your recommendation means a lot, and I'm grateful for your support. If you decide to purchase another home in the future, I'd be happy to assist you...
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
USDA financing
Pre-approvals
FHA loans
Down payment assistance
Construction loans
Conventional financing
VA loans
First mortgage
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Positions
- Ruoff Mortgage - VP Branch ManagerJan 22nd, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- Sonia K. Niccum-Gunderson
Achievements
- I have worked in the mortgage industry for over 34 years and absolutely love working with first time homebuyers and help their dream come true.
Hobbies
- Hunting
- Showing my antique cars at car shows
- Spending time with my family and fur babies.
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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