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Sonia Niccum-Gunderson, Ruoff Mortgage
VP | Branch Manager | NMLS# 565570 | Ruoff Mortgag...

At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Communication was A+. Sonia was very helpful and if we had questions she was always quick to answer and explain. Our whole process of buying a home went great and what seemed very fast! Cant thank her enougu and would definitely recommend to...
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Reply from Owner
May 4th, 2026 08:55 PM
Thomas, I appreciate your kind feedback about my communication and support during your home buying process. It's great to know that everything went smoothly and quickly for you. Thank you for recommending my services to others!
Overall communication and great attitude and helpfulness.
Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
April 22nd, 2026 08:14 PM
Thomas, I appreciate your feedback on my communication and attitude. I'm glad to hear that you found my assistance helpful. Thank you for sharing your experience!
the experience was great she answerd all my questions and is VERY knowledgeable and VERY professional ty so much to sonia and ruoff mortgage you guys are the best
Reply from Sonia Niccum-Gunderson, Ruoff Mortg...
April 22nd, 2026 08:15 PM
Kurt, I appreciate your kind words and am pleased to hear that you had a great experience. It's good to know that my knowledge and professionalism were helpful to you. Thank you for choosing Ruoff Mortgage!
We had a great experience with Ruoff and specifically Sonia and Heather! They were wonderful and very responsive and helpful!
Reply from Owner
April 20th, 2026 02:59 PM
I'm happy to hear that you had a great experience with us, Laura. It was wonderful working with you, and I'm glad Heather and I could be helpful and responsive to your needs. Thank you for sharing your kind words!
We had a great experience with Ruoff and Sonia and Heather were delight to work with! Thank you!
Reply from Sonia Niccum-Gunderson
April 20th, 2026 02:41 PM
I'm glad to hear you had a great experience with us, Laura. It was a pleasure working with you alongside Heather. Thank you for your kind words!
Working with Sonia as our mortgage officer was an incredible experience from start to finish. She was always responsive, knowledgeable, and patient, taking the time to clearly explain every step of the process and answer all of our questions....
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Reply from Sonia Niccum-Gunderson
April 20th, 2026 05:23 PM
Christian, I'm grateful for your kind words about your experience working with me. It's good to know that my responsiveness and patience helped make the process smooth and manageable for you. Your confidence in my professionalism and care truly...
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Sonia and the Ruoff team were fantastic to work with! We are so happy with our new home.
Reply from Sonia Niccum-Gunderson
April 16th, 2026 07:17 PM
I'm pleased to hear that you had a great experience working with me and the Ruoff team, Taylor. It's appreciated to know that you're happy with your new home. If you ever need assistance in the future, feel free to reach out.
Sonia was fast, organized, knowledgeable, and went above and beyond to help a first-time homebuyer feel comfortable with the entire process. I will recommend her to all my friends and go to her for all my mortgage needs.
Reply from Owner
April 3rd, 2026 01:26 PM
Thank you for your thoughtful review, Francisco. It's fulfilling to know that my efforts helped make your experience as a first-time homebuyer a comfortable one. Your willingness to recommend me to your friends and rely on me in the future...
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Sonia was fast, organized, knowledgable, and went above and beyond to help a first-time homebuyer feel comfotable with the entire process. I will reccomend her to all my friends and go to her for all my mortage needs.
Reply from Sonia Niccum-Gunderson
April 2nd, 2026 03:07 PM
I truly appreciate your kind words, Francisco. It's wonderful to know that you felt supported and comfortable throughout the homebuying process. Helping first-time buyers is something I'm passionate about, so your recommendation means a lot...
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Sonia was quick, friendly, and answered all our questions.
Reply from Sonia Niccum-Gunderson
March 27th, 2026 04:41 PM
I'm glad to hear that you felt supported and that I could assist with your questions, Madisyn. Providing friendly and efficient service is something I always strive for. If there's anything else you need down the road, don't hesitate to reach...
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
USDA financing
Pre-approvals
FHA loans
Down payment assistance
Construction loans
Conventional financing
VA loans
First mortgage
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Positions
- Ruoff Mortgage - VP Branch ManagerJan 22nd, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- Sonia K. Niccum-Gunderson
Achievements
- I have worked in the mortgage industry for over 34 years and absolutely love working with first time homebuyers and help their dream come true.
Hobbies
- Hunting
- Showing my antique cars at car shows
- Spending time with my family and fur babies.
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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