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Sonia Niccum-Gunderson, Ruoff Mortgage
VP | Branch Manager | NMLS# 565570 | Ruoff Mortgag...
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I've used Sonia for all my mortgage needs for years so I knew this process would be easy. Sonia is very helpful and easy to talk to
Reply from Sonia Niccum-Gunderson
June 19th, 2026 03:16 PM
Adam, I'm thankful for your continued trust in me for all your mortgage needs over the years. It's great to hear that you find the process easy and my support helpful. I look forward to assisting you again in the future!
Sonia was extremely helpful through this whole process. Very quick to respond. Would a thousand percent highly recommend. Working with her was an incredible experience.Very thankful and blessed, I was able to have her throughout the stressful...
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Reply from Sonia Niccum-Gunderson
June 19th, 2026 03:07 PM
Kendra, I'm grateful for your kind words and pleased to hear that I could make the loan process easy and convenient for you. It's wonderful to know that you felt supported during such an important time. Thank you for highly recommending me!
Very understanding and helpful with explaining all documents.
Understanding of my concerns, listening to my rambles & explaining to help me to understand
Just the quality of always seeming to be there no matter how many questions I had asked or how "dumb" the questions I needed to ask!
Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from J P
Reply from Owner
May 18th, 2026 04:21 PM
Thank you, J, for your great rating! I'm grateful for your support and trust in my services at Ruoff Mortgage.
I just want to take the time to make sure everyone understands how amazing Sonia is! Absolutely great communication skills kept me up to date on my application and was always very responsive to my text messages and emails I will strongly suggest...
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Reply from Sonia Niccum-Gunderson
May 15th, 2026 03:00 PM
Jacob, I appreciate your kind words and am glad to hear that my communication skills met your expectations. It's appreciated to know that you felt well-informed throughout the process. Thank you for recommending me to others for their home...
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Sonia was incredible! with our situation we were in, Sonia was very prompt and got us in a house very fast!
Reply from Sonia Niccum-Gunderson
May 11th, 2026 01:22 PM
Dakota, I'm happy to hear that I could assist you promptly and effectively with your situation. Thank you for your kind words and for trusting me to help you find a home quickly.
Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from Ashlee A
Reply from Owner
May 7th, 2026 02:25 PM
Thank you, Ashlee, for the perfect rating! I'm glad to know I could support you with your mortgage needs.
This was my first time buying a home . Sonia and Heather were amazing throughout the entire process .
Reply from Sonia Niccum-Gunderson
May 6th, 2026 06:52 PM
Ashlee, I'm glad to hear that your first home buying experience went well. It was appreciated working with you alongside Heather, and I'm pleased we could support you throughout the process. Thank you for your kind words!
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
USDA financing
Pre-approvals
FHA loans
Down payment assistance
Construction loans
Conventional financing
VA loans
First mortgage
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Positions
- Ruoff Mortgage - VP Branch ManagerJan 22nd, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- Sonia K. Niccum-Gunderson
Achievements
- I have worked in the mortgage industry for over 34 years and absolutely love working with first time homebuyers and help their dream come true.
Hobbies
- Hunting
- Showing my antique cars at car shows
- Spending time with my family and fur babies.
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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